House buying - No idea what one can afford

Everyone has to decide for themselves. If both earn well and the woman also wants to advance in her job, I think 35 hours each is quite good (after parental leave).

Often the problem after divorces is that the woman only had the opportunity to work as a temporary help and thereby lost some of her independence.

Sure, no problem for me!

But now the nonsense about the Gender Pay Gap has to come.

Dear , my point here was only to make the thread opener realize that he is putting himself in a situation where he becomes fatefully dependent on his (still?) wife.

He can’t imagine ever being so dependent on a third party today, in the prime of his creative power, but that can happen very quickly in family law!

But someone seems to have some serious problems.
Don’t generalize from yourself to others...

Someone seems to be having serious problems. Don't project your issues onto others...

I rather believe that the revolutionary is giving us an insight into his workday, which Merlin has so far refrained from. But of course, tax consultants can specialize differently

And if you think his outlook on the future is so unlikely – take a look around your immediate environment and see who has been known as a couple – with or without a marriage certificate – for how long.

Rhenish greetings

I rather believe that the rebel is giving us an insight into his working day, which Merlin has so far refrained from doing. But of course, tax advisors can specialize differently

And if you think his outlook on the future is so unlikely - take a look around your closer environment and see who is known as a couple for how long - whether with or without a marriage certificate.

Rhenish greetings

Honestly, if I approach life with that premise, then I don't need to make decisions of great significance.
Neither children nor a house, it could all be over tomorrow.
Of course, there's always the possibility, but it can also be different.

And in my environment (family as well as friends), I believe there are 2 divorces, separations after many years of cohabitation without marriage are also rather rare.

Sure, I can paint a bleak picture, then I can also consider the noose.

Often the problem after divorces is that the woman only had the opportunity to work temporarily and thereby lost some of her independence.

Sure, all well known!

Second or third child, big garden and therefore no time to work full-time...

I just want to point out additional risks besides a 120 percent.

It would be a shame if the thread opener loses the house in the foreclosure and, as a high earner, has to declare insolvency. But that is a real risk!

Let's face it, one person earns more, the other less. So it is completely legitimate to decide for what and to what extent money is spent. What breaks the neck of some inexperienced home builders is simply having miscalculated in advance. This is equally true for high earners as well as for those earning less. What would be a crucial question for me is, can I maintain my current standard of living with my income while financing a property as I wish, or do I have to make compromises, and if so, to what extent. If compromises have to be made, the next question should be, do I even want that. So if I calculate the financing of a house and its maintenance and at the same time add the expenses for the "luxury" of daily life that I want to indulge in and see..... yeah, that works, good. One thing is also clear, a certain risk always remains. Sent from my mobile device Regards Sigi