Filling and compacting the ground for the house

You can comfortably postpone and tackle all the garden work after moving in, when there’s money in your pockets again. That’s what we’re doing too. Same with the paving work. In the meantime, we’ll just stand on the gravel.

Maybe you can also scale back a bit during the selection process, depending on what you chose.

So it's not calculated down to the last cent. Because theoretically, I could handle the financing alone, without my wife's money.... theoretically.

I did say that after the customization, we were 6000-7000€ more expensive than the house originally cost according to the list, but this amount already includes the 4700€ for the earthquake zone, which is listed separately. So we are only about 1500€ more expensive.

For financing, we have 415,000€, meaning floor coverings, painting, etc. are done by ourselves.
Of course, garden, garage, etc. we will do everything once we see what's left over.