Complete house purchase for the small budget

I am buying the interior fittings with equity. I can hardly estimate the raising of capital. My demands are probably not the same as those of some others here. If I do actually undertake this project, I will gladly let you take part in it.

Well, you want to watch TV, don't you?

- Assignment of a house number by the municipality

Since I have read this here many times, I have to ask. What exactly does this point mean? Does it apply to every property or only if it officially does not yet have a house number? Our property already has a house number in addition to the parcel designation (it is on all official plans, with information on the building encumbrance, etc.). Will anything be added to it or not?

I buy the interior fittings from equity.

No no, it doesn’t work like that. Your financing bank wants you to first lay all your cards on the table and put all equity on the table, then they tell you what role the equity will play in the project financing.

Therefore: create a table with all costs. Everything, completely, that is coming and could come. Include project buffers, private buffers, and other liabilities as well. This is your total financial requirement.

From the total sum you subtract your entire equity and whatever remains must be financed.

Honestly, I do not see the project and its financing as impossible: however, rather not with Danwood but with Town & Country at minimal standard... Flair 113 etc. up to Stadtvilla Flair 124. Get some advice there. It will be tight, but it’s doable.

I have mixed feelings about Danwood, because in our own comparison, it was by far not the cheapest and the house program somehow still stuck in the 90s. (Matter of taste)

Does this apply to every plot or only when it officially doesn’t have a house number yet?

The house number had long been fixed for us too, but until it was formally assigned by the municipality in writing, it is not a valid address and you cannot, for example, register at this address when moving in.

but until this has not been set in writing by the municipality, it is not a valid address

Exactly that would be the question... as mentioned, the house number is on the plans and is apparently also registered with the building authority for the property. So what is missing for it to be "set in writing"?

Call and ask. Of course, it can also be different from how it is in our residential area. I don't think every municipality has to cheekily hold out their hand and charge a fee for a letter with the sentence "Hereby we assign the address abc to the parcel xyz." Unfortunately, it was like that for us.

Call and ask. Of course, it can be different than in our residential area. I don't think every municipality has to rudely hold out their hand and charge a fee for a letter with the sentence "Hereby we assign the address abc to the parcel xyz." Unfortunately, it was like that for us.

Ah ok, so such a letter might exist. Then ask, thanks!