Refinance existing loans with a construction loan

I think it's good. I don't believe in making it suitable!

I don't think so. You could also say, for example, that you increase the repayment rate to shorten the term. Whatever. Topic closed.

I don't think so. One could also say that, for example, you increase the repayment rate to shorten the term. Whatever. Topic closed

A good mediator could have done that beforehand. Trying to "feel your way" afterward leaves a bad taste.

Therefore: Find a new GOOD broker and go!

Therefore: Find a new GOOD broker and go!

But not with insch

Many reasons have already been mentioned, which probably all together have caused the rejection.

If I were the bank, I would also reject flat out because of the idea of financing up to the age of 87.

2) 40 years is no longer a good timeframe for you. Consider 25 years.

Well, going down from 40 to 25 years will significantly increase the rate from 1100. Maybe €1600?

: What parameters will you adjust now? A new advisor is nice and good, but in case of doubt, they will execute what you tell them you want. What rate would be the maximum bearable for you? Would you also be willing to build (significantly) smaller? You could also try to pay off your consumer credit and then make a new attempt in 6-12 months. Difficult, because every month of waiting brings you closer to retirement. Again, what are YOU changing now, not just any advisor?

Well, he could try to drastically reduce the house price, maybe 130m2 will do.