Refinance existing loans with a construction loan

What do you actually want to finance with your construction loan? In the other thread the kitchen, each several existing loans. Are you still building as well? You also didn’t give us any numbers in the other thread. Unfortunately, no help can be given here if you don’t say anything about your creditworthiness and the financing structure. But it seems that’s the reason somewhere, since you only get rejections.

Is there a capable one in Braunschweig ))

are you from the area 38?

He probably means a, in my opinion, questionable broker who would still arrange financing of half a million for two low-income earners just to collect the commission. He has such great suggestions that you should take out a consumer loan to be able to show equity at the bank and here and there a few other questionable "tricks" to get financing. Therefore, I believe the "capable" was not meant quite seriously.

Oh, the one with the holistic view of the financial situation

The question is rather what kind of financial advisors these are.

Very helpful answer!

What do you actually want to finance with your construction loan? In the other thread, the kitchen, each several existing loans. Are you still building? You also didn’t give us any figures in the other thread. Unfortunately, you won't get any help here if you say nothing about your creditworthiness and financing structure. But that seems to be the reason since you only get rejections.

Another provocative and derogatory answer. Really a pleasure to ask questions here!

Why do you need our household budget to answer my question? The question is whether this is normal or rather unusual. My financial advisors are very puzzled even though they have been doing this for over 25 years! And now you come and probably want to justify this with creditworthiness and collateral and that they are incompetent? I find that very unprofessional. You don't do that. Especially not in a public forum.

If you want to know details, then please just ask, but stop making claims or assumptions. That is disrespectful and superficial!

He probably means a, in my eyes, questionable broker who would arrange financing of half a million even for low earners just to collect the commission.
He has such great suggestions that one should take out a consumer loan in order to declare equity at the bank and a few other questionable "tricks" here and there to get financing.
Therefore, I don't think the "capable" was meant entirely seriously

What does that have to do with my original question?
I believe absolutely nothing.
Regards from arrogance