Refinance existing loans with a construction loan

2020-07-30 08:26:52

Who seriously cares about the score?? Anyone who isn’t wasting money on consumer loans and constantly "needs" new loans can’t care what that place "rates".

I consider that a very bold claim. At least I have had trouble with Schufa more than once, not because of my consumer behavior but because the rating was lowered due to incorrect entries. At that point, there’s nothing you can do. Another example: There is still an address registered there where I haven’t been registered for 15 years. It’s not deleted because some dealer reported it again just two months ago - for whatever reason. So everything is collected and rated, but the accuracy is never checked.

2020-07-30 08:50:57

Who seriously cares about the score?? Anyone who doesn’t waste money on consumer loans and constantly "needs" new loans can be indifferent to what the company "rates".

Those who want to sign a telecommunications contract (i.e., without prepaid) also rely on a reasonably decent SCHUFA.

2020-07-30 09:13:39

I consider that a very bold thesis. At least I have had trouble with Schufa several times, and not because of my consumer behavior but because the rating was lowered due to incorrect entries. You can't do anything about that. Another example: There is still an address registered there where I have not been registered for 15 years. It will not be deleted because some dealer (re)registered it just two months ago - for whatever reason. So everything is collected and evaluated, but its accuracy is never checked.

And that is what I meant by the Dr.... shop. I have often experienced that small business owners did not get or have their critically important loans extended because either a SCHUFA employee entered something incorrectly or forgot to delete something. It is outrageous that the government allows something like this.

2020-07-30 09:49:12

Yes, these pseudo-authorities like [GEMA] or [GEZ] must be abolished or at least significantly scaled back.

2020-07-30 10:04:27

I see it the same way. The only thing missing is access to health data, then we will be a completely open book for the economy. They just need to coordinate, and then you simply won’t get anything anymore without "voluntary" access to the SCHUFA.

2020-07-30 11:29:21

That's how it looks, and since various courts have already clarified that Schufa does not have to disclose its procedures, the overall problem will probably not change in the long term. Therefore: Watch out!

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Refinance existing loans with a construction loan

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