You are talking a bunch of nonsense and your calculation proves my point. Whether and what one can still change about the conditions, is completely independent of whether it is without or with an additional measure and that brings us back to my very first response to your original post. By the way, this possibility is also completely independent of whether a garden is 100 % value-increasing (or 50 % or 17.3 % or 0 %). And I know that, completely without having a house bank
Sorry, I really have to leave the thread, because this statement shows that I cannot communicate with you!
Kekse, then so be it, all good! Then these things do not influence the loan-to-value ratio, then the loan-to-value ratio is not decisive for the conditioning, then it is calculated according to grid x and every construction financing and the determination of the costs are the same, above all, all banks have exactly the same lending criteria! OK.
How many banks do you know in their modes of operation? How many financings have you accompanied, prepared, and presented at the different banks? How many conditionings with or without the banks have you carried out? Have you ever taken a look (without having worked with it)
in Europace, the banking platform?
Well?
But since it comes down to the fact that I am a charlatan, babbling and talking a bunch of nonsense, let's leave it at that! All good, I have written what was to be written, calculated what was to be calculated, for me the work is done!