How much money do you have on the edge?

We pay about 23% of our net household income for the mortgage payment. We consistently put 25% into a separate account and the remaining 52% goes towards things like cars (gasoline, insurance, etc.), leisure, vacations, occasional purchases, repairs, etc. We do not create explicit reserves for such things but always have the corresponding money "saved up" in the current account.

Currently, we have about 15 times my net salary "put aside". And nearly 5 times my net salary in the current account for the aforementioned things.

So I'm definitely doing something wrong. Only 10k with 6000 net income.

This thread is cool, better than a dick measuring contest! PS. greetings from vacation

This thread is cool, better than a dick measuring contest! PS. nice greetings from vacation

You probably don't have 85k in your account ??

85k is better invested in stocks or special repayments than kept in the account

So I must be doing something wrong. Just 10k with 6000 net income.

Well, if you have been earning that much for a while, I can only agree.
I have a bit more than a third of your net income and a similar amount of equity after building the house.
Alright, the landscaping still needs to be done. But I want to continue to contribute a lot of work myself here.