The best free plan program is not online, but usually on the desk or in a drawer: graph paper, pencil, eraser.
Such a program often pretends through pretty pictures that what is consistent – but the reality is different.
Graph paper, first draw the building envelope there, write the room program (has already been mentioned here several times) and then start scribbling on it. Eventually, a basic shape will crystallize. Then it’s time to bring the furniture into play. Cut out corresponding scale-accurate paper models; you can then freely and happily move them around (and no program I know makes it that easy).
And when you are pretty much done, you can e.g. program the whole thing with Sweet Home 3D – then you can look at it in 3D and virtually walk through the rooms. But that only makes sense when the actual planning is already quite far advanced. It takes quite a lot of time to enter everything correctly (!!!) into the PC.
A roll of tracing paper has proven very useful for us, which you can always place over the current plan and try out different variants without having to start over every time – I can only warmly recommend that.
Bay windows, corners, projections: all a question of cost – if you are calculating now, that would be the first thing I would save on.
Houses with a simple, rectangular floor plan are not necessarily boring boxes.
If we had been able to do what we wanted, our house would look completely different (proper Bauhaus with a staggered storey, flat roof, cubist, reduced). Now, due to the given framework conditions, we have a rectangular house with a gable roof – God knows that’s not what we once imagined. But I don’t find our house boring at all.
So be open to everything and don’t reject something in advance just because you found it dull so far, but look at everything impartially. At that stage, visiting show home parks is always interesting. There you can experience live what suits you, what doesn’t work at all in reality, what surprisingly is even great, and what unfortunately isn’t as cool as you might have imagined. I would definitely recommend that to you!