Floor plan city villa in Saxony-Anhalt - Check and suggestions

The financial advisor tells you that the budget for building a house will be sufficient?
I want to point out that many still add quite a bit on top, which the financial advisor does not notice anymore.
2019 on average:
2000€/sqm, according to the Energy Saving Ordinance, simple building design, ETICS, plaster, without fireplace, sliding doors, lift-and-slide door, bay window or other frills
Plus incidental construction costs
Plus garage/carport
Plus painting work and flooring
Plus outdoor facilities
Plus furniture (kitchen)
How this relates to SA, I do not know – in BB many things are still very cheap.

He compared that with prices he achieved in 2020. Kitchen and furniture were not yet included in the sum. Your explanations sound logical and we also doubt that we will manage with €350,000.

Regarding the floor plan:
The 3.15 are indeed quite tight. For 2 holiday weeks, I personally would not want to give up 50 weeks of space in the TV corner. You should also try sitting four people together to watch a movie on the sofa.
But it’s not only very tight in the living area. Also in the kitchen: 60 cm kitchen unit, 1 meter passage, 90 cm island, that makes 2.50. There remain a practical 60 cm for a theoretical seat. With the elongated kitchen dimension, you should also use the length for seating and such.
Fireplace: where it is now, it hinders the right-side seats with its heat. The heat will even singe the chair backs. I bet on that!
Better is to place it at the right corner of the all-room door.

We will adjust the 3.15 m. We just don’t know yet how to better utilize the free space between the dining table and the couch.
We want to omit the island in the kitchen. That will be too tight.
We did not like the location of the fireplace either. We want it at the right corner, where it leads into the living-dining area.

Utility room has a good size. I find the wardrobe too small for 4 people.
In the upper floor there is similar wasted space in the hallway. However, I find the 3 children’s rooms or office well arranged.
Basically, I’m surprised that you plan the garage in the west. It is much better located in the east. Nevertheless, if laundry is done for 4 people in the utility room, I would give up a direct passage. Topic humidity in the utility room: ventilation, manual or by system.
What fits on a shelf also fits in a kitchen cabinet.
Since the plot/building envelope is quite large, I would also set the house a bit further back. 5 meters forecourt offers space for playing, lingering, bicycle repair, etc. 3 meters offers almost nothing.

We have real concerns about the hallway and the stairs. We just haven’t found an optimization yet.

We had placed the garage in the east once. However, due to the 3 m distance from the street, we lose space on the plot and therefore placed it again in the west.

Thank you very much for the comments.

I am confused by the representation of the exterior wall in the drawing (thickness 36.5 cm, but not shown as monolithic, and the construction specification has a third opinion). The staircase shape is an alien element here, a bit awkward to integrate, I don't think you will enjoy that. I would omit the bay window (not paint it, haha). Consider making the "Werra" the base – that could also be urban villas if desired.

Oh, I would keep the pantry, but store the supplies in the kitchen in the tall cabinet. A cooler isn't really a pantry anyway.

I unfortunately read this again and again. But I cannot confirm it. In my pantry it is 19°C. The rest of the house is 22°.

I find the rooms on the [OG] too small.

I unfortunately read this again and again. But I cannot confirm it. In my pantry, it is 19°C. The rest of the house has 22°.

3 °C can make quite a difference. The pantry would also be constructed without a heating circuit.

I am confused by the representation of the exterior wall in the drawing (36.5 cm thick, but not shown as monolithic, and the building specification has a third opinion). The shape of the stairs is a foreign body here, a bit clumsily integrated, I don't think you will enjoy that. I would remove the bay window (not paint, haha). Consider making the "Werra" your base - that could also be urbanized villas, if desired.

Thank you. We also have the biggest problems with the stairs. We initially had a floor plan where the house was still 700 mm larger in the north-south orientation, and there we could install a straight staircase. Unfortunately, the house was then too big for our taste, so we reduced it. We will look at the floor plan of the Werra type.