100% financing - I understand that!

Are they just trying to get a piece of the cake that apparently 10% are sharing among themselves? And now please tear me apart. I can handle it.

If they try to keep up with the 10% by buying a house, then that is one reason why they or their children are unlikely to ever be among the 10% themselves... among other things, a lack of education in financial mathematics.

I am not going to quote every post now. But if what you say is true, then where is the catch? With the parents? With the concept? With the system? With the 90%? With the 10%?

The key is education and upbringing towards goal-oriented people with self-discipline. Parents cannot pass on anything they do not have themselves, and parents who have something cannot pass it on if there is no time for it.

The catch is education and upbringing of goal-oriented people with self-discipline.

Delicious! An ambiguous statement with grammatical errors on the topic of "goal orientation" and "education."

Parents cannot pass on anything they do not have themselves, and parents who have something cannot pass it on if there is no time for it.

Sounds like a catch-22 dilemma. Maybe it’s already too late and I have already declined. What people can read into others, e.g., due to 100% financing, ranges from narrow-minded to imaginative. Sometimes I have the impression that it is a trend to forget life by constantly planning and thinking up future scenarios. This is then called "reasonable" and "rational." Sometimes life gets tight and the unforeseen pushes us out of the comfort zone. Often those are the best opportunities to grow. Taking away these opportunities from yourself by constructing a "safety corridor" around you is a good method for a dull life. In the end, people usually regret the things they did not do. How was it again? In the beginning was the deed.

But everything's fine, you guys will manage, and your offspring will surely thank you someday.

The topic of gratitude and the associated expectations, I think, is also a very interesting subject between parents and children. I just don't quite know if it should be linked to childcare. To me, it sounds too much like the usual cliché.

why people let their child be cared for by strangers for 9-10 hours already at one year old and yes, for me that is equivalent to abandoning (Note: Single mothers/fathers excepted!).

The two decisive words are "for me". For you, these models do not seem appropriate. No reason to judge others.

But all good, you are doing fine and your offspring will surely thank you someday.

Focusing upbringing on later gratitude is fundamentally an egoistic act. Gratitude is a wonderful gift. Trying to achieve gratitude is a bad goal. Oh yes: We live a model that, viewed from the outside, is reactionary conservative: father, mother, 2 children, he is the sole earner. So what? It is one of many models that work. It is neither better nor worse than other models.