100% financing - I understand that!

  • Erstellt am 2020-04-23 17:19:43

Pinkiponk

2020-04-27 10:36:49
  • #1

Do you know if it is checked whether the deferral is "necessary"? I ask because I was just thinking that such a deferral can actually be quite convenient if you happen to have another (consumer) desire at the moment, fulfill it, and then simply add the deferred installments to the end, if the deferral is free of charge. Or are there disadvantages?
 

Jean-Marc

2020-04-27 11:03:46
  • #2


Yes, it is checked. The borrower must prove that they have crisis-related income losses and are at risk in their maintenance, e.g. by providing evidence of receiving short-time work benefits. At the bank where I work, this is also increasingly being used. However, I would not assume that every applicant is in dire straits. Rather, one wants to be on the safe side and not have to, for example, liquidate the stock portfolio or the pension fund contract, and in this case, the deferral appears to be the better option. But the option is only valid until the end of June.
 

HilfeHilfe

2020-04-27 11:16:36
  • #3


As wrote, it is checked. It is sufficient if you have a short-time work allowance notice.

It is also only a "deferral." That means the loan term is extended.
 

Joedreck

2020-04-27 11:35:44
  • #4
There it goes already. Taking the opportunity to fight the crisis in order to be able to consume. A disgrace
 

Tolentino

2020-04-27 11:37:21
  • #5
Why, it boosts the economy. Self-sacrifice for the common good.
 

Alessandro

2020-04-27 11:44:15
  • #6


You can use the deferral to invest the "saved" money earlier in the outdoor area. Many run out of money there initially.
 
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