Rough estimate of construction costs for 220 sqm

Mh, we already had six-figure offers for garage, floor slab, retaining wall (at the same time house wall and garage wall), earthworks for house connections

Here are a few floor plans






Just take a look around.

Otherwise readytorumble did a lot of work himself. He knows what costs come up, also all the "additional costs" from the trowel over joint adhesive up to the concrete mixer.
Also consider how much time you can and want to actually spend on the construction site week by week, month by month. Many friends and acquaintances also do not want to spend their free time on the construction site in the coming months.

Don’t plan too tight. If things don’t work out with the Poles, you’ll have a problem. Better to have money left over and thereby execute the 1st special repayment than to need refinancing or spend years without a terrace and garden for the kids to play.

By the way, you have obviously completely omitted the drainage + civil engineering works.

In our area, there are also many Poles, Romanians, Croats, etc. who offer their work cheaply. An hourly rate is quoted and a deal is made. Shortly after starting the work, there are some problems, which is why the prices are not possible after all. And then there are only 2 options: either you immediately throw these workers out again and look for someone new (which is extremely difficult in many trades) or you pay the higher price (the savings compared to "regular" companies then become very small).

Several friends/acquaintances of mine have already had this experience. Trades: interior plastering, tilers, drywall installers...

Apparently, the plastering machine breaks down, so you are supposed to pay 2,000 euros immediately, or the price per square meter is simply doubled, etc.

As stupid as it is right now that your budget construct is collapsing. Better now than after the financing commitment. So far, you have done everything right by getting in touch here. At least you are thinking about positions and execution. We've experienced it differently here before.

As I said, write down what you are not doing yourself!

In our area, there are also many Poles, Romanians, Croats, etc. who offer their work cheaply. A hourly rate is stated and a deal is made. Shortly after starting the work, there are some problems which make the prices no longer possible. And then there are only 2 options: Either you kick these workers out immediately and look for someone new (which is extremely difficult in many trades) or you pay the higher price (the savings compared to "normal" companies then become very small).

Several friends/acquaintances of mine have already had this experience. Trades: interior plastering, tilers, drywall installers...

Then apparently the plastering machine breaks down, so you have to pay 2,000 euros right away or the price per square meter is simply doubled, etc.

I have actually heard that too. By the way, I myself am of Polish descent and even my father said that good Polish craftsmen who don’t rip you off are hard to find. He has since had to resort to Ukrainians.

No idea how old your information is. But in the last 2 years, a lot has changed due to the strong economy in construction.

My experiences in this regard are very recent, from the last ~18 months.
It doesn't always have to turn out that way, of course.

But honestly: Why should they be satisfied with so little in the current times?
Their practices are naturally not OK like this.

But they should just say €25 / hour from the start instead of 12 or 15€.