Why do we need a calculation for that? It should be obvious that a several hundred square meter property with a >100 sqm house with its construction costs is not "economically" habitable by a family of four.
It is pure luxury! That has absolutely NOTHING to do with economic efficiency, which for you ranks at the highest priority...
But I would still be interested in how you nicely calculate your KfW40+ house.
I don't understand how one can insist on the opinion that a house is not economical. Maybe we misunderstand the definition of "economic efficiency"? Or maybe it's just me. Well, I don't want to replace my job with my house so that it makes money for me and I never have to work again. If I finance a house with land and have paid it off after 30 years, it was economical for me. How much interest I have given away until then bothers me about as much as a sack of rice falling over in China. Because if I continue to sit in my apartment and throw the same money out of the window for 30 years, after 30 years I still will have neither land nor a home of my own. So, in comparison, I am doing quite well.
That is economic efficiency for me. But I never addressed that; I only referred to my
parents' photovoltaic system with the example from f-pNo. But he has now clarified that as well.
Let's come to the Kfw 40 Plus house (
my project), with which I have monthly heating costs of 0.00€ (due to the air-to-water heat pump & ventilation, so only electricity) and depending on the season, on average about 20.00€ monthly electricity costs including heat pump & ventilation thanks to the 5.3 kWp PV system. After thirty years, my electricity price will increase somewhat. Provided I don't add something else. However, compared to others who are still 100% dependent on electricity and will probably pay ten times as much as today, I am better off. Or has electricity recently become cheaper?
But thank you for worrying about my uneconomical nature. Added to all this is, of course, the already mentioned luxury. Own garden, own barbecue area, own terrace, doing whatever you want. Like-minded builders of more or less the same age, where the children can integrate perfectly too. And and and...
It's a pity that the thread missed its goal.