But I think you still haven't understood that for most people it's not about making big profits. It's about using as much self-generated electricity as possible, and in case of emergency having a certain degree of autonomy.
Yes, I did say that if you see it as a technical gadget and want to SPEND money on it, then you should go ahead. Not everything has to be economical.
Degree of autonomy is a nice euphemism. Either, of course, you are completely autonomous or you are not. Whether you draw more or less electricity from the grid can also be achieved by using energy-efficient devices, watching less TV, LEDs, and so on.
Just the fact that a photovoltaic system usually produces single-phase power and the consumers run on all three phases mostly prevents a larger amount of electricity from actually being used by yourself. The meter balancing over three phases then simulates something that would not be possible in an "emergency." This is purely a calculative/legal autonomy.
Here again is my last paragraph:
But if you consider it a technical gadget, then you buy the thing for 5,000-6,000 EUR, save 2,000 EUR over 10-20 years, and book the remaining 3,500 EUR as a gadget expense and that's it. No one wants to stop anyone from doing that. It's a nice gadget, really.