New regulation of property tax from 2020

  • Erstellt am 2019-02-02 13:26:17

Elina

2019-02-02 18:42:35
  • #1


No, I have planned it differently. In short, I want to both take advantage of the double household management in D and the pension in Switzerland. The reason is that my pension entitlement in D currently amounts to 28 euros, since I only got a job after turning 40 due to disability. That won’t increase much even if I work hard for another 25 years. Taxation in D will unfortunately remain, since we do not want/cannot sell our house here yet, and my husband is still working here; he is applying for jobs in CH but currently nothing is in sight.

The plan is that I keep my job in D (I certainly will not voluntarily quit my first job, which is now permanent; who knows if I will ever find anything else). Since the company is located in Konstanz but I live near Wiesbaden, I could simply rent an apartment on the Swiss side and then deduct this as double household management on my taxes. That way we basically pay no taxes anymore, given the distances and rental costs in CH. I would then work three days a week in my apartment in CH and two days I would have to drive to Konstanz for work, since otherwise I would have no "first workplace," which I need in order to claim double household management.

According to my information, I would then pay social security contributions and health insurance entirely in CH and would be out of the German social security system, since I mainly work in my private apartment, which is thus my workplace. After just one year, I would be entitled to the CH minimum pension, which I believe is currently around 1200 euros. That I can only dream of in D. The health insurance in CH is private and initially more expensive than in D, but I have calculated that if I work full-time from next year, it will balance out. And the costs of the second apartment would be easily covered by the tax savings through work-related expenses. So now I am waiting for my position to be set to 100%. Currently it is 70% (since January, before that 50%). At the moment, it is not worth it yet.

This is only possible because my job is completely home office and the employer is located at Lake Constance. So if I haven’t miscalculated, it’s a great opportunity to save taxes and greatly improve the pension. Later it could be that we sell the house here and my husband follows me to Switzerland. There seem to be jobs in the chemical industry, you just have to be lucky.
 

face26

2019-02-02 19:03:39
  • #2


Yes, you have to say, respect...
 

Snowy36

2019-02-02 19:10:06
  • #3
On the actual topic: how would property tax be fair?
 

shenja

2019-02-02 19:43:01
  • #4
Why even have a property tax. I know why it is levied, but it would be fairer to have a uniform tax across the federal territory that is redistributed by the federal government. Basically, it cannot be that "weak" municipalities/states squeeze higher taxes from citizens than "rich" municipalities/states. I in NRW, for example, am not responsible for the high unemployment rate and therefore for the high social expenditures.
 

Winniefred

2019-02-02 21:42:53
  • #5
I would simply find it fair based on plot size.
 

Obstlerbaum

2019-02-02 22:18:48
  • #6
Great thing. Coveted locations are becoming more expensive and the owners simply pass that on to the tenants. Go federal government!
 

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