Is house construction financing possible at all?

Since I am not @11ant, you are also welcome to link here

He won't have any other choice but to link it himself (when the time comes): because firstly, if I understand correctly, currently still does not have any "house that matches in size and equipment the one from ," and secondly, as is well known, does not hang around in financing threads ;-)

Tenants are often already financially worse off.

I would also have moved into a nice (rental) apartment. Only the rents here are more expensive than my mortgage payment.

If you don't save for your own home, what's left? You could retire earlier with a lot of capital that you then spend monthly. Otherwise, I really only see consumption left, which is also okay.

Yeah, I don't have a super expensive hobby now, that's actually the house. What you could blow on other things is here diligently saved and used for maintenance.

A rental apartment does that too, namely to the amount of the rent.

It’s probably the additional costs (see above) that are meant.

My point was to stop the romanticizing of homeownership and that everything is rosy and super great in one’s own property. That’s just not true, but people like to ignore that.

I totally agree. Only with this statement, you’re in the wrong forum ;) I often think that life would be more irresponsible and thus easier without property. Because gardening annoys me pretty often. Yes, it’s fun, but not when you _have_ to do it. Or with us yesterday: for 3 days our kitchen drain has stunk. We unscrewed a lot more or less and spent an hour cleaning it together. Then I cleaned the ventilation outlets: scraped off, wiped edges at the ceiling, scrubbed grease etc. off the plastic. Meanwhile my husband was cursing for an hour in the utility room because he put the pipes of the detached controlled residential ventilation back together. 3 hours invested in the house. And if that hadn’t been, then we would have done something in the garden. With an apartment, we could have gone for a nice walk in that time.

Since this will never happen, I would like to retire in my house and die here.

I don't presume to know what I will want in 30 years. I'm simply looking forward to the coming X years, with family and children, in the new property. In 30 years? I would already be grateful if I still want anything at all. :)

I often think that life would be more irresponsible and thus easier without property. Gardening often annoys me. Yes, it's fun, but not when you _have_ to.

Oh yes, how true. I have many children and the youngest cannot walk yet. So there is not much time for the garden and when there is, it's always only in short periods of time, so you hardly get anything done. Will it be different in 10, 20, or 30 years? I don't know... when I see how retirees in their own homes complain that they have no time because there is so much gardening to do every day, I can only shake my head and hope I never become like that.

He will have no choice but to link it himself (when the time comes): because firstly, as far as I understand, currently still doesn't have a "house matching the size and features of 's", and secondly, is famously not hanging out in financing threads ;-)

was supposed to link 's house as well, since I couldn’t find it quickly. Only knows every house and every thread here ;-)

The garden can be well adapted to the desired effort by designing it accordingly. A large kitchen garden involves corresponding work, just as if the garden is supposed to look like the gardener only came this morning. And if it ever becomes too much for me, I just look for a teenager in the neighborhood who wants to earn some money by mowing the lawn ;) But I wouldn’t really move into an apartment with a mini balcony for that reason. I had that for the last 12 years, and slowly, I’m done with it.