Is financing feasible or are we overextending ourselves?

I don't understand why HilfeHilfe is being labeled negatively just because he uses reason.

Because tone is what sets the mood. From the beginning, I said I would lay my cards on the table and expect reasonable and fair interaction in return. If he can't manage that, he gets the boot, end of story. It's not the criticism that's the problem, but the culture of discussion.

Actually, I don't think anyone does here. Everyone gives their opinion on it. And the OP has set a clear limit for the budget. If that doesn't work, then it doesn't work. I find that better than exhausting the last available euro from the credit limit.

I consider 30k€ fair. But not excessively cheap. However, I leave the final assessment to current builders.

To what extent is the heating engineer flexible? As the previous speaker mentioned: You need a very good connection with the GU. They must be absolutely flexible and cooperative.

Because tone simply makes the music. From the beginning I said that I would lay the cards on the table and expect reasonable and fair treatment in return. If he can't do that, he deals with Ingo, period. It's not the criticism that is the problem, but the culture of discussion.

I have been reading his posts for a while and don't see any wrong tone?! There are people here who are carrying (or want to carry) loans of €350k+ and they're whining about the wrong tone? With such amounts and payment difficulties, an even harsher tone is struck. In comparison, the HelpHelp is an orphan. Especially with loans of €400k+. The headwind is strong when the property no longer serves as collateral in the absolute worst case.

I've been following his posts for a while and don't see any wrong music there

Then we simply have different opinions.

There are people here taking on €350k+ loans (or wanting to) and people complain about the wrong tone? With such amounts and payment difficulties, an even harsher tone is struck.

One has nothing to do with the other. But such a discussion leads nowhere and is simply off-topic here. I'll stick to the fact that we just have different opinions about what belongs to good tone and what does not.

Thank you for the input Before we sign anything (the property is notarized reserved) we will definitely go through all the numbers and the expenses of the past months again. The 500 euros income should, quite accurately, correspond to the additional installment we want to finance (probably a little less). The remaining amount should therefore be similar to yours. (assuming you have the same fixed costs and term)

Yes, that's true. Although the interest burden is somewhat higher for you. I think I'm just put off by the higher loan amount. You know yourselves best. If you can sleep well with it, then go for it.

I think I'm just put off by the higher loan amount. You know yourselves best. If you can sleep well with it, then go for it.

Yes, these absurd amounts in house construction are crazy. You have to digest that first. I think if the fixed interest period is long enough (20-25 years) and we know that we have a fixed rate, you can sleep well with it. But before that, it’s easy to talk.