How much house is in it?

The transformer house is only annoying if you belong to the tin foil hat faction.

Give the tin foil hat+ for the severe cases *just kidding*

Gives the tinfoil hat+ for the severe cases *scnr*

Lead hat?
Advantage: Also helps against radon-contaminated basements and can be stylishly combined with a lead vest from radiology supplies.
Also causes less glare in traffic.

Very good, I wouldn't necessarily have expected a transformer box to be bad. It's probably more harmful that we have our computers in the bedroom^^

I actually don't believe that the cables run under the property. Apart from the direction towards the street, there is basically only forest and meadow in the area. But I'd better ask the responsible authority, thanks

So, we had our first conversation with a financial broker yesterday. For a loan of €555,000 and zero equity, we could secure an interest rate of 2.6% with a fixed interest term of 15 years. With 2.6% interest and 2% repayment, we would then have a monthly rate of €2,081. We also told our parents about our plans yesterday and just now, and it looks like they want to support us with land charges on their properties so that the interest rate drops towards 1.6%. This would allow us to achieve a repayment rate of 3.5-4% and thus have much more financial flexibility.

We divided the €555,000 as follows:

€155,000 for the land (the ancillary purchase costs >€10,000 are equity) €370,000 for the house construction €30,000 for additional construction costs

A garage will probably be feasible with the house, but we still need to verify that. We might need to finance a few more euros because we are not yet sure whether we want to finance the outdoor facilities from the €370k or keep them separate.

EDIT: Oh yes, the insurances We also briefly looked at that with him, and he then explained to us what insurances we will need later on (shell insurance which later transitions into building insurance, construction manager insurance, ...). However, he said that we will go through the insurances properly together during the second meeting when we know exactly how we want to arrange the financing.

Old Swede. That is absolute Harakiri. The offer from the parents is very kind, but you simply can't seriously accept something like that. If you get into payment difficulties, then the house belonging to you and your parents is at risk. Do you really want that?

I would never allow that.

Your nickname predicts the future if you don’t come to your senses again.

That's great. There is a volume discount for the move.