Yes, I have an electrician journeyman certificate somewhere and have been doing programming for decades. And I'm currently learning the KNX part.
I have already done quite a bit of automation (with the limitations that come with renting an apartment), so it's more of a system adjustment than something entirely new. The "How is the automation supposed to know that" - well, that’s part of how you build it. If I set something manually, the automation just turns off. For a certain period or until another specific event, that’s again a matter of settings.
Even though this topic is unfamiliar to me or not necessarily my field, I still understand that everyone has different priorities or hobbies. I just want to point out that written things like "cooling," "winter garden," "shading," etc., may initially sound sensible, but their effects should nevertheless be closely examined in detail. Of course, despite all planning, there is always a residual risk, but I would like to keep this as minimal as possible in such fundamental matters. I speak from my own "experience" with myself, but maybe that doesn't apply to you—that’s something you have to decide.
I am well aware that all kinds of things can be programmed there and that it can be fun, but for example, with the wind/sun automation there is always a residual risk or the personal feeling that contradicts the setting. According to the data sheet, my sun umbrella could stay open much longer, but I am usually uncertain when the wind blows. Although there are many reasons and advantages for elaborate automation, I
for myself have found that for often unknown reasons I sometimes prefer this and sometimes that, despite the same situation. My thought also rather goes in the direction that, for example, for comfort reasons, I would prefer manual venetian blinds over automatic shutters or rather the air conditioning over some other thing. Of course, everyone has different priorities, but initially I would raise the quality/function of the necessarily installed products and only then look where to include "gadgets" (high-quality floors, venetian blinds, staircase, seating furniture, etc.). In my surroundings, I repeatedly see the opposite order, such as people walking on plastic floors but having elaborate lighting, lots of technical "gimmicks" and less living quality; that’s what I mean.
In my housing estate these days, I see exclusively fully darkened living rooms—that would be horrible for me, something I would solve with air conditioning and/or venetian blinds or similar; although that seems widespread, I would find that downright terrible.
For various reasons I am not bound to KfW, but "the more the better" when it comes to insulation and co. There is already quite a lot in it. And yes, further looking into/deepening that is definitely on my list.
I don’t mean the funding scheme here, but rather the truly perceptible sense of optimal insulation/ventilation/shading. That certainly costs a considerable amount of money, but that seems to me to be extremely well invested there, for example. I built a house in 1990 and in 2021 and therefore recognize the difference, even if I would build my next house quite differently again.
This open discussion is fun, and you will also receive diverse helpful support from the people here in all sorts of areas. No rush......