I cannot understand communities that impose such restrictive eave and ridge heights. The sense of space is great in our upper floor, but mainly thanks to large dormers facing south and north. In the attic, we raised the knee wall in front of the collar beam to about 60 and just under 80 cm respectively. That would have been too little for me on the upper floor as a full storey. Dormers cost money and are not infinitely allowed or possible.
By the way, my new house is solid wood (10cm glulam, 24cm blown-in insulation + wood fiber insulation board = KfW40+), which also required meticulous electrical planning. If your walls are also clad with drywall, retroactive chasing is of course possible within a narrow scope. We had an extremely modern planner and were always able to view our plan in 3D in the browser, toggling various layers on and off. For example, viewing just the vertical chases and recesses for boxes. Without these aids, more things would have gone wrong.
For us, the feeling of space in wooden buildings was also decisive, and solid construction was not an option for even a second. A lot of personal effort is really a must for you; during the approximately one-year construction phase, we helped significantly in many trades (sometimes to the point of complete physical exhaustion).
Presumably, many will argue that the budget is too low and therefore a party pooper, but with the planned personal effort, it can work. Don’t let yourselves be discouraged! But also don’t naïvely count on the work of relatives because you engage yourself quite differently for yourself than for others...
If your construction company plans the shell structure well (ours did it perfectly as mentioned above), even "one-off pieces" are feasible at reasonable costs. Planning costs may increase slightly, but implementation with modern CNC, timber-cutting systems etc. makes it affordable (that was our experience).