Gelbwoschdd
2020-07-16 22:17:35
- #1
So we have a marital contract that clearly regulates who brought how much equity for our house. Then each of us is registered equally in the land register. We also have a joint account and each has their own. Each pays so much into the joint account that after deducting their own insurance, each still has about 400-500 euros per month at their own disposal. While my wife was on parental leave, neither of us had much at our own disposal for some time, but it wasn’t only her, it was me too, because then I paid more into the joint account. Now that she works part-time again, she pays a little more again and has her 400-500 euros at her disposal again, and I pay a little less and also have my 400-500 euros at my disposal. This way all three accounts build up quite well and the child receives the entire child benefit into their account, which thus also steadily accumulates. I think it’s fair because it can be adjusted according to the situation. Although I pay almost 1000 euros more than my wife into the joint account, I don’t have as much stress with childcare. If my wife ever goes back to working full-time, I would pay less again and she more, so that we each have the same amount at our free disposal again. But it’s not calculated down to the last cent, and everyone sometimes pays for a meal if they want to invite the other or also sometimes buys something for everyone without settling it, just because they feel like it.
@TE: In your case, I would probably also make a marital contract, with what each has/brings into the marriage and then build together again, so that each comes into the land register. Then apply our 3-account model and that’s it. Then you would probably have to sell your house, but you would hardly need any external capital and with your great income you can still save quite a bit for your retirement provision. In case of separation, your wife would definitely have to compensate the higher share from you if she wants to keep the house and you would have to pay out her corresponding share if you want to keep it.
@TE: In your case, I would probably also make a marital contract, with what each has/brings into the marriage and then build together again, so that each comes into the land register. Then apply our 3-account model and that’s it. Then you would probably have to sell your house, but you would hardly need any external capital and with your great income you can still save quite a bit for your retirement provision. In case of separation, your wife would definitely have to compensate the higher share from you if she wants to keep the house and you would have to pay out her corresponding share if you want to keep it.