Altai
2019-04-30 10:12:05
- #1
With an income of 4600€, a 300k€ house should be doable. With 2000€ for living expenses, 1200€ mortgage payment and additional costs/reserves of 500€ (140m² x 4€ rounded), we come to expenses of 3700€. Without self-employment, that would be basically a "break-even" and everything that comes in above that can then be saved. You need to know how stable this extra income is and whether that is enough as a "buffer" for you. Actually, you should currently have quite a bit left over and still be able to set something aside? The house is surely still going to be built, right? It also depends on how "dense" the opportunities are in your area to find a suitable property within budget. Is this a "once-in-a-lifetime" opportunity? Or is it likely that you will find something suitable next year/the year after? In the second case, I would also say, save more! (With the salaries, you presumably live in a structurally weak area? Project manager 1800€ full time?)