Sell house directly again - Prepayment penalty

2024-08-17 18:23:54

Yes, we did that, but we were very lucky with the prepayment penalty, as interest rates had risen sharply between our financing and the sale. Therefore, apart from a manageable fee, we hardly had to pay anything. However, you can have it calculated. Our temporary residence was not particularly nice, but it was family-owned. That was advantageous because we did not have to adhere to deadlines for moving in and out. That is useful when building. If you want to buy, I assume it is less important.

2024-08-17 19:11:06

How long did you live in your "first" house before you decided to move or start over ?

Of course, I will give the whole thing a chance first. I just wonder how long? Until we find something new, months will pass. Maybe I should already subscribe to the usual portals again?

2024-08-17 19:13:04

Maybe you shouldn't sell the house at all but rather look for a solution to the noise problem.

You can protect a terrace against noise with sliding glass walls or with planting.

You will rarely find absolute silence. I live here 50 km as the crow flies from Leipzig Airport in the flight path and I have light aircraft noise all day and night. But you get used to it.

I can even hear the ICE train here lightly with east wind although it is 6 km away.

In another house, you are then disturbed by the barking dog or the neighbor's rooster or a loud heating system.

Do you want to sell the house every time then?

I will try now but this is definitely not a place for forever (it was never meant to be anyway), the compromise is just too big :-(

2024-08-17 19:29:09

How long did you live in your "first" house before you decided to move or start over ? I will of course give this whole thing a chance first. I just wonder how long? Until we find something new, months will also pass. Maybe I should already subscribe to the usual portals again?

We lived there for just under 2 years. But for us, the noise problem was actually just a side issue. The main motivation was proximity to family, with a child (back then) and children (today). I had looked for plots in this region before, but at that time I couldn’t imagine it. We both had our jobs in the north, and without money, nothing happened in terms of building a house. Then came Corona, with Corona came remote jobs in our industry, and then we realized that actually – apart from the house – nothing was keeping us in the north anymore. Today I sometimes miss the proximity to the sea, the brick houses and the beautiful garden soil up there. But I wouldn’t want to trade that for anything I have gained here.

2024-08-17 20:08:17

We lived there for just under 2 years. For us, the noise problem was actually only a sideline issue. The main motivation was the proximity to family, with one child (back then) or children (today). I had already looked for plots in the region before, but at that time I couldn't imagine it. We both had our jobs in the North, and without money, nothing happens in terms of building a house. Then came Corona, with Corona came remote positions in our industry, and then we realized that actually - apart from the house - nothing was keeping us in the North anymore. Today, I sometimes miss the proximity to the sea, the brick houses, and the beautiful garden soil up there. But I wouldn’t want to trade that for everything I have gained here.

Yes, I have to slowly figure out what exactly the problem is. If I may be honest:

I just had my first child, and we moved here. The only thing keeping us here is the money, or rather the job (only partially remote possible). Somehow it was like: the child is here, we have to settle down. Well, let's buy something here. Because of the prices in the metro area, only a big compromise was possible. Well, that is now coming back to haunt me. I’m not really sure what the problem is and what we should do.

2024-08-17 20:16:24

We currently live quite close to a highway and our new building is similarly close (300-400 m). I am very sensitive to noise, my wife not at all. After almost three years, I have gotten used to it, it hardly bothers me anymore. Usually, you only hear it loudly when it rains heavily and I don’t want to sit outside then. Before I sell in haste, I will wait a bit.

Sell house directly again - Prepayment penalty

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