Saving or building, which is more sensible?

You do realize that your costs will massively increase in your own house? Or will grandma also pay

-property tax
-water/sewage
-sewer
-insurances
-electricity
-heating
-GEZ
-phone
-garbage
-etc.

for you?

I won’t say anything about your costs, probably you only eat with grandma once a day, right?

That’s a huge argument. The equity is partly saved at grandma’s expense. He doesn’t know real expenses.

Yes, but I also think about extremes. Take Syria, Aleppo 2016. What good is the house if they bomb it to rubble. Money? It's just colorful paper. If you manage to survive, you are king with some gold afterwards. Or gold enables you to flee to safety. Whoever had a household in Germany in 1939 might not have one in 1945 anymore. But whoever had gold had something. And that also applies to some stocks in general. Siemens, for example, survived the war, but the Reichsmark did not.

Addition. Land is just as good as gold. Karsten

I have to contradict you again, Karsten, currently watching the series Tanbach. What good is land if you are expropriated in no time. Back then already and today as well (e.g. construction of power lines)

Exactly, the expenses are the same as with mom in the children's room...

But the expenses/costs are still there, someone else just pays them, grandma in his case. For a supposedly adult man, that is pretty massively naive.

Just my 2 Cents, sry.

I am fully aware that a lot will come my way.

No, I don’t eat at my grandma’s.
Short example:
When I make pizza, I don’t make one tray but 12, and the rest is frozen. The same goes for soups and other dishes. Cooking is a big hobby of mine.
This is eaten during the week from Wednesday onwards. On Sunday, I cook enough so that it’s enough for Monday and Tuesday.

I meant in the tax declaration, sorry.
Everyone lives differently and everyone sets their priorities differently.
Furthermore, work is also one of my hobbies. I don’t go into the forest because I have to, but because I enjoy it, etc.

You can meal prep however you want, the expenses mentioned above plus many more will still fall on you and you don’t seem to me like you have this on your radar.

Yes, and food and drinks are cheap in Germany... with the other costs you simply have them