Saving or building, which is more sensible?

In 2-3 years I would certainly have time for that. The situation at work is more relaxed then. Well, with 25 years old, 250,000 € debt is not easy. At 30 years old, the situation looks different. No, I haven't been to the bank yet. What should I even do at the bank?

Hello everyone.
Finally, the question arises for me:

Many thread starters here in the forum state a net income of 3, 4, 5, or even 6,000 €. Guys, what kind of jobs do you have?
My income is ridiculous compared to that, and I’m not standing behind an assembly line or anything like that.

You are only 25 years old and at the beginning of your career.
So just stay calm.
Very few start directly as factory directors.
Often, double incomes from two people are reported here.

My opinion:
- Property available *Top*
- Favorable rental situation
- Good equity and good savings rate
- From the profession

Continue saving and wait to see how your personal situation develops.
If all that is stable and you want to stay at the place forever:
Then build!

I have been active in the capital market (stock market) for several decades, and your case is one of the typical, albeit human, traps of our brain. The fear of the missed opportunity.
Building just because of that is never a good advisor.

Hello,

Respect that you have so much equity at 25. Of course, it's also due to living rent-free since you indirectly pay through "pflege/betreuung."

Yes, and your income? It's very good for your age, you always have to keep at it and demand as much as possible...

I am 38 and now earning more than double, but it was also like you before.

I have been on the capital market (stock exchange) for several decades

And according to your profile 33? Started at the stock exchange with kindergarten entry?

Refugees Who is supposed to pay for this? And statements like, these are our new skilled workers are ridiculous. My father worked professionally at the borders, terrible what he told me. (I am not a racist to make that clear) The labor market. Everyone studies, no one wants to do manual work anymore. Who is supposed to meet the demand? Pensions who is supposed to pay for this?

Hmm, and building helps against that? When you build, neither the Muslim disappears nor the university empties and the apprenticeships fill up (the Muslim disappears through deportation, not through building, the apprenticeship will fill if the trainer creates conditions to make the profession attractive, instead of saying "We had to sweep the yard too back then.") If you don’t want all that anymore, take your money and your girl and run (to Poland or Hungary or Czechia - building is also cheaper there) K.

I have been active in the capital market (stock exchange) for several decades and your case is one of the typical, albeit human, traps of our brain...

Honesty is simply a rare commodity.