Saving or building, which is more sensible?

  • Erstellt am 2019-01-12 10:25:54

RomeoZwo

2019-01-15 08:19:23
  • #1


But with 0.05% interest and a monthly account maintenance fee of CHF 25,- (!) it's not really satisfactory either.
 

Caspar2020

2019-01-15 08:38:38
  • #2


First of all, it is about securing the money as well, since the euro might depreciate. The Swiss know how to make money "foreign domicile fee"
 

chand1986

2019-01-15 09:35:04
  • #3

Yeah, no, and then I say beforehand what I’m getting where and don’t make a secret out of it, clear...


There will never be children. And because I made a typo earlier, attentive people have long understood why...
Besides, it’s only partly mine/yours. Everything that has to be paid jointly is also paid jointly. From groceries to insurance to Christmas decorations to kitchen knives to gifts for mutual friends, etc. pp.
But everyone has money left for themselves, the use of which no one else has to do with, as long as no existing agreements are violated. Free people with their own money who are still together. That should exist, I didn’t find it particularly exotic until this discussion.


And holding a foreign currency like francs or foreign assets if the euro collapses and a new German currency with 100% guarantee appreciates strongly, is now exactly why a good idea?
 

Caspar2020

2019-01-15 09:54:48
  • #4


Personally, I have nothing against the euro; but for the OP, that was a very latent risk.

Currency reforms don’t happen overnight. That means it will be pretty bitter for a few years first. Having something like francs helps with that.
 

chand1986

2019-01-15 10:02:52
  • #5


The risk is there, too. But we simply live in the most severely undervalued country in the world. If you look for a safe haven abroad, in case of emergency the revaluation of the new German currency will destroy half of your foreign assets. If you stay here, you live in uncertain times because a currency reform will be accompanied by capital controls. Living in Germany means there are no truly safe havens. We’ve brought this on ourselves.
 

ghost

2019-01-15 10:08:14
  • #6


Paypal?
 
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