Alex85
2016-12-07 08:38:02
- #1
that we build quite "down-to-earth." Certainly not small and in a very good location by our standards. But without golden faucets
This statement makes your construction project so interesting. Because you report price increases from 500-600k€ to almost 1 million euros and all that on still the same plot, if I understand correctly. So either you are planning a cash heating system or there are indeed "golden faucets," meaning fittings, added that we would like to see (or have listed). Or you have an architect who is bleeding you dry or you/you all have lost any cost control.
A safety reserve is when you have money to cover all fixed costs for 1..2 years.
I can understand your personal need for security due to your professional as well as private (virtually sole earner) situation and your building volume. But please do not project that so harshly onto the average employee. The reserves mentioned of 1-2 years' salary are simply dead capital for such people and not feasible with average incomes.