Prefab house - yes or no?

It must be called the pure "assembly phase" because construction actually takes place much earlier in the factory.

As already mentioned, the house parts are manufactured in 1-2 days. Our supplier produces 3 houses per week. That the screed can be laid afterwards, I didn't know at all. Interesting.

hi.@curly
ok I didn’t know that.
then this criterion is of course no longer applicable.
thanks for the hint.

b
the issue with the sample centers is now clarified.

how long did it take you to build the house?
around here, some build solidly and some with prefab houses.
the initial time was roughly the same.
why are the prefab houses and the solid ones not finished?
please be so kind and explain this to me once.

then I have a point that might still count.
with the company elk, we knew exactly what we had to pay right from signing the contract.
we obtained countless offers, also from solid construction companies; it was the only company that could tell us down to the cent what the final cost would be.
I have found that this is rather rare.
so the point that it is cheaper is correct for me, since with the others, I would only have seen it at the end.

So, if you are really able to define everything beforehand, then a general contractor will also tell you down to the cent what the house will cost you.
Regarding the construction time, a prefab house has to be prefabricated in the factory after signing the contract, which can also take several months depending on the order situation.
A solid construction also requires a certain lead time, also depending on order volume, but this is generally not as long as the time that passes until the prefab house is completed.
The shell of our house was finished in about 5 weeks, even though we had asked for breaks in the meantime because we had installed all the cables ourselves.
In other words, until the shell is finished, a maximum of 5 weeks of shell construction time can usually be added, but generally significantly less.
The interior finishing is comparable (I have done both). In solid construction, you have to chase channels and plaster the walls; in prefab houses, instead, you have to double-panel hundreds of square meters of walls and ceilings, fill and sand, the rest is comparable.
An acquaintance (prefab house) took about 8 months from the day of installation!!! to moving in, but he also did a lot himself; another (solid construction) took only about 6.5 months but did less himself.
If you add the lead time for the production of the house for the first one, he took significantly longer.
Many are misled by the fact that the house goes up so fast in one day, but the house is not standing one day after signing the contract, and inside there is only a bare frame with lots to do.
The only advantage when the house is erected is that you are relatively independent of the weather; otherwise, a prefab house has no relevant advantages for me, especially not if you buy it turnkey.

Prefabricated houses are often made of wood. Aren't they significantly more expensive to insure than stone on stone?

Prefabricated houses are often made of wood. Aren't they significantly more expensive to insure than brick on brick?

When it comes to financing, the bank may not grant 100% loans or may limit the lending to 60% - at least with the budget house providers.

has otherwise summarized it well again

When it comes to financing, it may be that the bank does not grant 100% loans or that the loan-to-value ratio is limited to 60% – at least with the Günstig-Haus providers.

The emphasis is on "the" bank. Some have general reservations about timber frame houses (so rather the construction than the provider itself; at least that was our experience).

However, there are actually enough banks on the market that the trusted financial broker can find, which will accompany the project with 100% financing.

Interestingly, some Günstig-Haus providers always have a broker in their "portfolio"; either they recommend one or we even experienced with one that this broker was sitting in another room in the house in the prefabricated house park. Then "120%" was no problem either (this was compensated by a "large" muscle mortgage).

The emphasis is on "the" bank....).

That's how it is