moooooo32
2022-01-30 12:27:51
- #1
Due to the presumably discontinued KFW55 funding, we are currently considering where we can save costs on our two-family house / single-family house with a granny flat. At a later point in time, if nothing else is possible, the question will surely arise as to how much we would have to downsize. The budget for the house could probably be managed well; however, we actually want to stay below the financial limit of what we can bear in order to be flexible and to shape family life the way we want (parental leave, etc.). We have two children (4 and 2) and are both teachers, so we are often quite flexible in the afternoons, but the work then has to be done in the evenings. One is a 50% position and the other a 100% position. My considerations are as follows:
- [*] Floors and painting work were planned as [EL] anyway (our architect roughly calculated €20,000 for materials and €10,000 as muscle mortgage here, I think it can be done cheaper, but on the other hand we would like wood flooring). [*] The outdoor facilities of the old house will hopefully partly remain if the demolition/construction allows it but will then have to be gradually changed in [EL]. Some things will need to be renewed quite soon. [*] In some places we need excavation or slope support. Can that be done ourselves as well? [*] A garage is already on the property, it stays for now and is exclusive of the budget, so it cannot be “cut”. [*] We will prepare the attic for expansion, the rest (stairs, actual expansion) we will do ourselves later.