Land in sight, is house construction financially possible?

I think that is doable. But with self-employment, etc., it is always a bit more complicated at banks.

My suggestion is just to casually go to the bank and ask about the maximum credit limit. Once at the main bank and at the apoBank.

Isn't it rather the other way around, that patients look for their psychotherapists somewhere other than where they live?

I did not mention that I am a child and adolescent psychotherapist. Not many parents are willing to drive long distances for their children and wait there for an hour, and especially teenagers and young adults look for something local. My patients are usually very pleasant as well, so there are no concerns in that regard, but I find a separation quite agreeable. Especially with my own children, I don’t have to worry about any overlaps. And it’s also good for my daily routine to keep work and profession spatially separate. :)

I think that is doable. But with self-employment and so on, it is always a bit more complicated with banks.

My suggestion is to just casually go to the bank and ask about the maximum credit limit. Once at the house bank and at the apoBank.

Yes, I already suspected that it is more complicated. We will inquire at the house banks and apoBank; I also have my business account at apoBank and they do have a pretty good overview of the permanent income and may possibly trust the investment and cost planning from my economic consulting at the Association of Statutory Health Insurance Physicians more.

.. and for the practical part, 350 sqm is not much, have someone who knows something about it explain to you what kind of houses you can actually build there.

To be exact, it’s 388 sqm (S34, above the playground). The layout looks like this: [ATTACH alt="Screenshot 2023-08-12 172251.png"]81227[/ATTACH] (The street heading north is not the only access to the construction area)

To be exact, it’s 388sqm (S34, above the playground).
The layout looks like this:

(The street heading north is not the only entrance to the construction area)

In 2021/22 we built a townhouse with almost 153sqm on 389sqm, we have a 7x3.5m carport on the east, a 5x4m conservatory in the southwest/west, and a 3x3m rounded seating area in the corner where the photo was taken from. We would still have room to set up a swing and slide for kids (our daughter is 12, so we don’t need that).

Just to give you an idea, so you don’t get unsettled about the plot size :)

We built a city villa in 2021/22 on 389 sqm with just under 153 sqm living space, have a 7x3.5m carport in the east, a conservatory of 5x4m in the southwest/west and a 3x3 m rounded seating area in the corner from which the photo was taken. We would still have space to set up a swing and slide for the kids (our daughter is 12, so we don’t need that)..

Just as an idea so you don’t get unsettled about the plot size :)

Thank you, it looks great. :) I find the size of the plot well suited to our idea of living.

To be exact, it's 388 sqm (S34, above the playground).

We already know this from - I have attached a zoom of the development plan there: