KfW funding for KfW 40 Plus houses from now and from 01.07.2021

30 TEUR are 25% of 120 TEUR (not 125).

I have different information. The order has not changed compared to the previous KfW 153 program. A contract must be concluded in order to carry out the planning services. Otherwise, the energy values for the funding application cannot be created. Chicken-and-egg problem. Therefore, our contract states that a) the homebuilder must not begin with executing work until the funding has been approved, and b) we can withdraw from the contract free of charge if the application for BEG 55 EE is rejected.

The annoying thing is that you cannot really plan with a concrete start date. Does the confirmation come immediately after submitting the energy saving ordinance calculation by the energy consultant, or does it take some time until the data is reviewed? I tend to secure the favorable conditions now (including the interest-free provision period). Our plan was to start construction in April. In my opinion, the risk of price increases and possibly worse interest rates does not justify waiting until July.

Basically, everyone has to individually assess when their own home project can start and what bank conditions they can get at the moment.

You can definitely receive the KfW calculations from a construction company before signing a contract for work!

or the new KfW variant Program BEG 461 grant (25% of €150,000) = €37,500 to apply for.

A supplementary question about this new grant variant without a loan:

Is it really the case that there is generally a €37,500 grant for the Kfw 40+ house?

Or are there only 25% grants on all parts necessary for Kfw 40+ (i.e. 25% of the costs of heat pump, external insulation, photovoltaic system, energy storage, ...), with a maximum of €150,000 eligible?

I assume that the parts necessary for Kfw 40+ do not cost €150,000 in total, and thus I do not get €37,500?

Who would choose such a variant? It would provide much less funding than the loan variant. And the distinction would also be difficult. If I achieve the KfW level without external insulation with 40cm stones, would the entire shell be eligible for funding and with ETICS only the insulation? That way, you go from one thing to another endlessly. I do think that the subsidy is always the same for both variants.

Is it true that I could still claim a Bafa subsidy applied for in 2020 for a KfW 40 plus house as of 1.7.2021 and thus receive Bafa + KfW anew?