KFW 153 - Repayment grants and maximum loan amounts increase

Assume that the [Einliegerwohnung] concerns the loan amount with KfW, which is now €120,000 per residential unit. With an [Einliegerwohnung] in the house, it accordingly becomes €240,000.

Do you see any possibility at first glance to take advantage of the new subsidies given the following conditions? (Really theoretical and legal. I will have to check the meaningfulness and feasibility myself)

- Completion of house financing in 09/2019
- KfW 55
- Financing, approval all done
- Funding application for energy consultant also submitted online
- Construction has not yet started. Earthworks are supposed to begin in the next few weeks depending on the weather
- Previous payments (planning etc.) from equity capital

in post #11 has already quoted the passage from the FAQs of the KfW.

This also aligns with the statement from the KfW that I received last November. At that time, my plan was to switch from Kfw40 to Kfw40+.

Otherwise, my situation is just like yours. I have asked the financing partner and the KfW directly again how these cases are handled. I would also recommend that to you.

It is basically the "carry-over effect" again now. If it works out, that’s great, but I am not upset if it goes as planned last year.
I am much more pleased that it is finally starting now

What was the statement from the financing partner and the KfW?

What exactly do you mean in relation to a granny flat? That the construction costs of the granny flat could basically be fully covered by the KFW loan and, for example, with costs of 100,000 for the granny flat, about 15k repayment grant flows from KFW? Furthermore, the special depreciation (AFA) for new rental housing?

Well, if the rooms don’t require too many changes to make part of the house into a separate residential unit, you can get up to €30k extra. If it’s just an extra door, additional water connections, etc., that can definitely be very worthwhile?

I can hardly imagine that it isn't worth renovating with KfW, provided you renovate comprehensively

Yes, yes, for individual measures there is now 20%, but you can get the same amount as a tax reduction without KfW. And even better, through the tax you can get 20% of a max. €200,000, so €40,000. Without the annoying energy consultant! KfW can't do that.
Of course, you can do the first €50,000 through KfW, the rest through the tax.

Everything can be read in the law "Tax reduction for energetic measures in buildings used for own residential purposes"

I will start a separate thread about this at some point.