ypg
2019-06-15 17:34:30
- #1
Serious question, serious answer:
Do with your money what you want.
The fundamental problem is not property acquisition through real estate, but how people secure themselves mutually in case of separation. People often behave unfairly there.
The same can be said about marriage or children... lol
...by you! I think these are typical pub talk slogans from... tenants? In my opinion, that belongs in the category “Badmouthing is supposed to ease envy.”
And? Do you save diligently every month? You don’t play the fool with the financing bank for house and home (these crooks), but with what or with whom do you bind yourself and your family?
By the way, I have nothing against people who prefer to rent. Everyone should do as they want and can. But I have something against sugarcoated pub talk slogans and against ignorance that is talked up.
I also wanted to go back to renting at some point. I would have sold my house at a profit (not much, but profit = savings rate), then gone into renting, where I could have gotten used to stairs and balconies. The problem was: rent for half as much living space was more expensive than my mortgage payment. Thus, six years ago I built new. In four years, we still have €100,000 “burden” on it. I can only shrug. We can always sell. And money for a motorhome would be there too – we just don’t want to!
Do with your money what you want.
But I know too many people in my circle of acquaintances who, mostly due to divorce, have to pay half the mortgage for the house, then rent for the new one-room apartment, and also pay alimony.
You just can’t know what will happen over the next 30 years.
The fundamental problem is not property acquisition through real estate, but how people secure themselves mutually in case of separation. People often behave unfairly there.
You can quickly ruin your life with such huge obligations.
The same can be said about marriage or children... lol
And the value of a house usually does not stay the same. Especially not over decades. Prefab houses nowadays mold on the outside and inside after 15 years.
So you can be glad if the hut is still habitable at retirement.
That is all expressed very generally here by
...by you! I think these are typical pub talk slogans from... tenants? In my opinion, that belongs in the category “Badmouthing is supposed to ease envy.”
Just because I, as a tenant, don’t give the bank 120,000 euros in interest doesn’t mean I don’t invest in retirement provision. But you can do that differently too.
And? Do you save diligently every month? You don’t play the fool with the financing bank for house and home (these crooks), but with what or with whom do you bind yourself and your family?
By the way, I have nothing against people who prefer to rent. Everyone should do as they want and can. But I have something against sugarcoated pub talk slogans and against ignorance that is talked up.
I also wanted to go back to renting at some point. I would have sold my house at a profit (not much, but profit = savings rate), then gone into renting, where I could have gotten used to stairs and balconies. The problem was: rent for half as much living space was more expensive than my mortgage payment. Thus, six years ago I built new. In four years, we still have €100,000 “burden” on it. I can only shrug. We can always sell. And money for a motorhome would be there too – we just don’t want to!