and not pay 10-20% more for subcontractors
So individual contracting. Subcontracting is common outside of individual contracting.
What I mean is that a basement commissioned through a prefab house provider and accordingly subcontracted costs 10-20% more than a basement I would commission directly from the basement builder.
That is a superstition. On the one hand, the prefab house provider works with a batch size >100 against your batch size of 1. So they get a significantly better price from the basement builder. We had a price from Hanse including basement, listed separately back then. For that money, as a private builder, you won't get a basement on the open market.
On the other hand, I know of the handful of prefab house providers I know that none of them builds on a basement provided by the builder himself, if only because of warranty and interface issues.
And I don't believe that the prefab house provider will let us go just because I commission the basement externally.
You believe? Have you already contacted companies and outlined your project?
The planning is done for the entire house, including the basement.
If you order without basement from the prefab house provider, why should they plan including the basement then?
Then the house building industry must be doing extremely well
Yes, the house building industry is indeed doing extremely well. Thanks to low interest rates, child building grants, and throwing KfW money around. But that’s been going on for a few years now.
Basically, we’ve had a supplier market for quite some time. That means the low-hanging fruits are preferred, and you with some special requests simply do not belong to them. Prefab house construction is highly standardized both procedurally and technically, and deviations from the standard initially cost the company resources that could be more profitably used elsewhere.
So no, no one currently has to "go the extra mile" for you.