That's true, on one side they are not planned very deep, the question is, do you need a window in the walk-in closet? Or maybe the window could be made smaller. The longer side should definitely have at least 60-70cm deep cabinets, the other side probably only needs 40cm ones for small items. [/QUOTE]
If you have open cabinets, you will eventually cover/darken the window anyway because of the colors/fading. Mold shouldn't be an issue if you have ventilation.
I think using the study as a future bedroom is rather unlikely. Those are still your cabinets and the storage room upstairs, you would have to go there at least occasionally. Also, you've stored cleaning supplies, ladder, ironing board, etc. in the study for decades because the utility room is so small. Where should all that go now? A stair lift would probably be the better solution. If one of you is really bedridden/has walking difficulties, a bed in the living room would probably be okay for you until then.
If you combine the study and utility room, you will also have space for supplies, ironing, etc. The space will fill up quickly.
And if you really will only have one child, it would be a shame for the unused room upstairs.