nordanney
2021-07-06 16:01:39
- #1
Is it? Verifiable by other sales of similar properties?And where is the problem? If the value of the property has increased by 150% in 3 years.
Is it? Verifiable by other sales of similar properties?And where is the problem? If the value of the property has increased by 150% in 3 years.
Is it that? Verifiable through other sales of similar plots?
What does equal mean? All one level. 73m long, 20m wide. MBS, for example, values 100% at BRW. The market price is the most recently offered plots (about 35) from Town & Country at 365 € / sqm + commission + developer binding. These sold within a few hours.The question is how "equal" the plot really is. With us, the Boris value only applies up to 600m². Everything above that is heavily discounted. Isn't that the case with you? But you have only paid off about 30k€? The bank can already see some of the savings performance from that. And how did you determine the market price?
What does "equal" mean? All the same height. 73m long, 20m wide. MBS rates e.g. 100% at BRW.
Market price are the most recently offered plots (about 35) from Town & Country for €365 / sqm + commission + developer commitment. These were gone within a few hours.
And what size did these plots have? It has already been written that you have to adjust the reference value if you are above the standard plot. If you could easily make 3*500m² towels from your plot, certainly more is possible..
But for me it increasingly shows that the air is not just thin anymore, but rather almost completely gone. Ultimately, the OP has quite a lot going for them – income, some equity, and the plot. Still, the banks turn them down. Presumably, they no longer believe that sandy pine forests in Brandenburg are worth €370/m².. ;)
It would be interesting if the OP had just now bought the plot for €130,000 – with €100,000 equity and a €30,000 variable loan. Then there really would have been equity involved, but how much would the bank recognize then?
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