Financing comparison - Now it's getting serious

2021-07-21 14:15:01

We accepted the offer from our main bank (also Sparkasse) at the end of May.

0.94% fixed for 11 years (negotiated 1 year off).

The loan-to-value ratio is probably just under 100% for us, since the subsidies are not considered as equity.

Since then, however, the average yield has dropped by 24 basis points. A pity, but I think our terms are still quite good.

Definitely. I had an offer of 0.94% for 15 years in February. Now it would be 1.43%.

2021-07-23 13:02:05

Received the call from MBS today. Financing is secured. The contract will be sent by mail today. Now I hope the building permit will arrive within a month...

2021-07-23 13:03:13

Good news! Congratulations! I keep my fingers crossed that the approval will follow soon.

2021-07-29 21:18:34

Received contract yesterday. Will be signed and sent out next week.

With the [Baugenehmigung] it still looks like at least 1 more month. We are now at over 7 months waiting time.

2021-07-29 22:04:00

Congratulations :) And in case anyone is interested, interest rates are currently dropping quite fast :) We still need about 2 months until we can sign the financing. At the moment, the interest rates are perfect!!!

2021-07-29 22:56:51

Congratulations :) And in case anyone is interested, interest rates are currently dropping quite quickly :) We still need about 2 months until we can sign the financing. At the moment, the interest rates are perfect !!!

Really? Offer from February and now there was a difference of 0.5% to our disadvantage.

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Financing comparison - Now it's getting serious

Acof1978

Acof1978

K1300S

Acof1978

Bauen2022

Acof1978