Financing comparison - Now it's getting serious

I did not have that experience. We had roughly the same situation and received the best offer from ING. This was also because ING was already in first position. This made the costs for registering the land charge significantly lower, as the original land charge from the property purchase was already in place. All other banks would have charged a higher interest rate for us in second position.

With us, the same!

ING is in first rank on the property, for the house they made the best offer, and that, even though we probably wouldn't have found another bank anyway that would have gone to the second rank..

I have asked now, I will see if the advisor gets back and what he proposes.

Fingers crossed, hopefully something good will come!

Not really. ING does include the property valuation, i.e. 100% of the property at BRW, but they do not finance the conversion. Since this costs around €25,000, we would only have €25,000 for the kitchen and as a buffer. Too little.

Spoke with MBS today and we agreed on 10 years with 0.97% effective.

It was worth a try and you have found a good alternative solution.