Financing comparison - Now it's getting serious

So once the contract is finalized including the land charge etc., it goes quickly at ING as well. What currently takes a lot of time is the review of non-standard configurations.

Ok. I have heard from the financial advisors about the long time. Then that probably meant the entire processing time.

You should have had numbers on the table long ago due to your shown interest in the 1955 property. :rolleyes:

No, it wasn’t so concrete, we got several comparisons here. Since we maintain "regular" contact with Intehyp and LBS, I only obtain a financing confirmation for interesting properties, so "we can afford the property". That is very rough ...

So we financed with ING. Application in mid-June, approval was there after 3 days. Contract documents received in the mail one day later. Signed the contract and was at the notary on 02.07.

Feedback from ING regarding the documents submitted after the notary appointment always came immediately (the next day). Last status from ING on 14.07.: Waiting for the maturity notification from the notary

And that is currently the only issue: The notary has not yet received all cancellation documents from the seller's creditors and the city must still waive its pre-emption right.

So far ING: Excellent!

As I said: For 08/15 standard cases they are unproblematic, otherwise it gets tough.

I only get a financing confirmation for interesting properties, meaning "can we afford the property".

It is enough to set the max amount once...

It's enough to set the max. amount once...

Which amount do you mean, max. house price or max. monthly rate

I have to honestly say that (in general maximum amounts) it is actually difficult for me (us). Because, for example, we would certainly be willing to pay more for our "dream property"