Crossy
2021-09-27 12:51:18
- #1
I was just about to create a second nickname for this thread, but now I’ve decided against it. I also don’t know if the thread is properly placed in the financing section. The thread is not meant for self-presentation; I have been thinking about this for some time and my dissatisfaction is growing. Maybe some of you feel the same way and I would be interested to know what you did.
I am dissatisfied with our house. Not because it has any serious defects. It fits well with our current life situation, we have enough space, and next spring the garden will be finally finished and really great. Like many, we set priorities during the planning and construction phase due to the budget and also skipped some gimmicks. Now, almost 2 years after the financing was completed, our financial situation has changed significantly.
When we financed, I had just returned to work after my second parental leave, working as a parental leave replacement. I was aware that the job was poorly paid (for the required training), but the "overall package" suited me very well and I knew I could manage it alongside the children. I also always thought I would earn more in the long term and that this was just a re-entry.
Nevertheless, we financed according to our income at the time, as the future was naturally unclear financially even with good prospects, and therefore we chose to be more "conservative" and not rely on future salary jumps nor go to the maximum possible at that time.
Now, almost 2 years later, our financial situation looks very different. I’m still with the same company, but no longer as parental leave replacement but as a department head; I have also increased my hours to be able to fulfill the management role.
My husband has meanwhile changed employers and has been promoted. In total, we are talking about approximately 4k more per month. And now all the little things in the house annoy me, which in hindsight would not have been a problem for us. 100-150k more and our house would be my dream house.
Many things cannot be retrofitted now without considerable effort.
The best would be if my dissatisfaction would fade over time and I could enjoy our very beautiful house and our financial freedom, but mentally I am dealing with a sale and looking at plots of land nearby. My husband is annoyed by a few things in the house as well, but overall he is more modest and especially avoids the hassle of building a new house again.
I am dissatisfied with our house. Not because it has any serious defects. It fits well with our current life situation, we have enough space, and next spring the garden will be finally finished and really great. Like many, we set priorities during the planning and construction phase due to the budget and also skipped some gimmicks. Now, almost 2 years after the financing was completed, our financial situation has changed significantly.
When we financed, I had just returned to work after my second parental leave, working as a parental leave replacement. I was aware that the job was poorly paid (for the required training), but the "overall package" suited me very well and I knew I could manage it alongside the children. I also always thought I would earn more in the long term and that this was just a re-entry.
Nevertheless, we financed according to our income at the time, as the future was naturally unclear financially even with good prospects, and therefore we chose to be more "conservative" and not rely on future salary jumps nor go to the maximum possible at that time.
Now, almost 2 years later, our financial situation looks very different. I’m still with the same company, but no longer as parental leave replacement but as a department head; I have also increased my hours to be able to fulfill the management role.
My husband has meanwhile changed employers and has been promoted. In total, we are talking about approximately 4k more per month. And now all the little things in the house annoy me, which in hindsight would not have been a problem for us. 100-150k more and our house would be my dream house.
Many things cannot be retrofitted now without considerable effort.
The best would be if my dissatisfaction would fade over time and I could enjoy our very beautiful house and our financial freedom, but mentally I am dealing with a sale and looking at plots of land nearby. My husband is annoyed by a few things in the house as well, but overall he is more modest and especially avoids the hassle of building a new house again.