Why is financing so difficult?

I just prophesy that it won't even be listed there – I've rarely seen a construction specification where the exact execution was really discussed. Often there are things like "Brand roof tile from Dachmeyer," "Villeroy and Bach fittings," or "Tiles in the WC with a tile value of 150 € / m²" – everything that is easily digestible and sounds good. I don't even know if the big GUs (or any GU/GÜ/BU) would agree to include execution details beyond the measure in the construction specification... (I somewhat doubt it)

We have. He simply justified it with the volume. Heinz von Heiden builds significantly more houses than the other companies we inquired with.
Whether there are differences in the details, he logically could not say either.
Anyway. I don't think we need to discuss Heinz von Heiden here either. That belongs in another thread.

We were able to watch the house being built because it was in the immediate neighborhood. In principle, they basically put up half a prefabricated house here, even though the buyer actually wanted to build solid. Only the brick walls on the ground floor and the gables are solid. The rest is not. When they noticed it, it was too late. Nevertheless, they swear by Heinz von Heiden.

Sorry, but YOU know beforehand that the upstairs interior walls are constructed using prefabricated methods. And I don't necessarily see the disadvantage now: we also have that, and in a parallel thread from last week, the type of interior walls is being discussed (noise problems with solid construction).

So far, we couldn’t read from the first offer what major costs Heinz von Heiden wants to pass on to us.

These are - said very neutrally - small things like containers, toilets, painting work on the cornice boxes... there might be a few more small things that I don’t know about... you can also book them additionally, then the offer just gets more expensive.

Many things are certainly details... how are the pipe penetrations sealed, is Styrofoam laid or dimpled membranes, what exactly does the roof construction look like (someone told us that in his case not wood but coated plastic was used on the roof), mineral wool or Styrofoam, floor slab thickness, windows max. 2 m wide, handling of special requests and planning changes or deviations, extra costs for electricity, extra costs for sanitary installations, type of gypsum plaster, underfloor heating or not, window profiles, roof tiles, solutions for structurally rather demanding components (balconies, bay windows, overhangs), execution of drywall etc. pp.

That applies to almost every construction company and has nothing to do with the mentioned Heinz von Heiden.

Often there are things like "brand roof tiles from Dachmeyer," "Villeroy and Boch fittings," or "tiles in the WC with a tile value of €150 / m²" - all things that are easy to swallow and sound good.

Cross out a zero ... yes, then it makes sense.

Anyway. I don’t think we need to discuss Heinz von Heiden here. That belongs in another thread.

I think one should not equate the offer price with the offer itself. I believe Evolith has already included one or the other extra so that the larger positions are covered. Unfortunately, sampling costs always occur during construction even with every frugal family, which you have to factor in.

Heinz von Heiden certainly has a bad reputation among critical observers. But you can build a house with a smaller budget. There are some who forego 2 cm of insulation and therefore don’t need the ultimate soundproof wall or the parquet floors throughout that are already priced in the construction specifications. Also, the (non-)accessible roof structure is an issue with Heinz von Heiden. But that doesn’t have to mean it becomes a house full of defects; you can experience that even with more expensive companies.

I think the problem here is not Heinz von Heiden (deliberately and understandably favored by the OP) but the casual handling of money and the sugarcoating of deals and bargains.

That doesn’t have to mean, however, that the house is full of defects; you can also experience that with more expensive companies.

Ack; but that is rather the rare exception.

On closer inspection, Heinz von Heiden (and all similarly positioned providers) is actually the expensive choice and not the provider who advertises a good (middle) standard from the start. It always surprises me that potential builders - and Musketier asked the right question about this - do not question the seemingly cheaper provider, but always the one who is - supposedly and superficially considered - "more expensive."

I have often experienced this form of (omitted) justification among IBG customers. After Nord and Süd went into regular insolvency, I visited several shell constructions along with experts and architects during the evidence preservation proceedings. At the latest at this point, I have not understood how people, all of whom are naturally endowed with common sense, could have ever agreed to this provider.

Rhenish greetings

I am always surprised that potential builders - and Musketier has asked the right question here - do not question the superficially cheaper provider, but always the one who is - supposedly and superficially considered - "more expensive".

Why are you surprised? Just ask this question to get answers from the group of potential builders who choose Heinz von Heiden, SH, or similar companies

I have been wondering the whole time how far the planning has progressed (number of sockets, etc.), especially since there apparently are major problems with the financing according to the initial post..