No disbursement of funding - Tax office is slow

I did not overlook that, but basically it makes no difference whether it is a "conventional" property or a leasehold property. The mortgage to be registered here simply secures "only" the house and relies on the (ownership-like) right to use the land. The problem here is probably indeed the fact that the leasehold grantor did not participate in the registration of the mortgage. I can only speculate who did not keep the process in mind, probably even the notary who notarized the leasehold agreement. If I had to solve the problem, I would have the leasehold grantor participate in the registration of the financing mortgage, provided they agree to it. The banker has to take care of this; he should have been able and required to see this from the start. I hope that this construction financing has not only been done for a few weeks but that they have many years of experience that can help with solving such problems. It cannot and must not be the responsibility of the tax office, and therefore they do not change their procedures and do not pull forward any applications, precisely because it is NOT a problem that cannot be solved by party agreement.

To be honest, I don't even know where to start right now. Tax office, bank, notary, construction company? All at the same time?
Regards, Sophia

So far, a priority notice of conveyance has not been registered; it is probably called something else in the case of leasehold, but I don’t remember the name. The leasehold did not exist before; it was newly created. The plot was a large, fallow area and was subdivided.

The 4 neighbors allegedly don’t have this problem because they are not dependent on the bank from the start, but cover the first installments with equity. However, I can only relay what the construction company told us. I don’t personally know the people yet. The other first 5 houses, which were already completed in summer, also did not have this problem, because the tax office’s instruction (not to advance applications) apparently only applies since recently.

To be honest, I don’t even know where exactly to start now. Tax office, bank, notary, construction company? All at the same time?
Regards, Sophia