New construction 2025/26 in BW - feasible with 950k all-in?

  • Erstellt am 2025-08-17 23:08:35

MachsSelbst

2025-08-19 23:03:16
  • #1


That reminds me of a discussion with a skilled worker at a large car manufacturer... that was a long time ago, probably 7 or 8 years. We talked about salaries and he said he couldn't imagine going home with less than 3,000 EUR net, that you simply can't exist on less... He was not at all aware that most of his temporary work colleagues go home with 2, maybe 2,200 EUR net and have to support a family on that...

In your post, there is such a disparaging attitude, as if it were disgusting, even inhumane, to live with 4 or more people on 80m². But that is the reality for a good part of the population. Ironically, especially where workers can really earn well, namely in the large metropolitan areas. For a family of four, it is often not even 80m² there...

"Maybe one can live differently"... what a snotty, arrogant statement...

But you are right. Mostly, those who wander into this forum are extremely well off. Household incomes of 7,000 EUR net and up are standard here in the new construction subforum. You are welcome to look up statistics on which percentile one is with this income; I would suspect we are talking about the top 15, maybe 20%.

I don't believe in karma... but sometimes I wish it existed in this forum... many here wouldn't be well served by that, believe me...
 

Papierturm

2025-08-20 06:20:55
  • #2
If I draw a 30-minute driving radius around my current place of residence, then everything between 400€/m² and 50€/m² is included.
Even if I reduce it to 10 minutes, I am still between 300€/m² and 70€/m². (We chose the 70€/m².)
(I am in a rather sparsely populated area in NRW, the high figures are then the two big cities here. The low figures are villages)
I am afraid it is even more extreme. Figures from 2021, according to IW (so by now somewhat outdated): highest income 10% couple without children in the household: 5500 net/month. (By now the limit may be somewhat higher, but since salaries have not risen proportionally to inflation, I would guess the limit is now somewhere around 6000.)

Just to put this in perspective. With most salaries here we are already very privileged.
 

Prager91

2025-08-20 07:54:58
  • #3


I think a fundamental discussion about realistic salaries and living situations is not productive.

For example, if you read my posts more closely, I have always argued: "If someone is offered a basement for free, of course, they will take it." Analogous to your above statement... if the temporary worker suddenly got 3,000 EUR net overnight – of course he would take it!!

Just as he would take the 80m² more living space or the basement. Of course, you can also live with 80m² and 3 children. I did not want to disparage that.

What rather annoyed me was another statement. But as I said – live and let live. Of course, it is clear that we in this forum are mostly in the upper middle class. But I don’t find that bad – that is what this forum is for.
 

Arauki11

2025-08-22 12:39:05
  • #4

Repeated contradiction, which you apparently also overlooked. Everyone I know who built a second or third time did so without a CONSCIOUS basement! But it’s also pointless, because you don’t get the basement or 4 million as a gift, so where is this line of thought supposed to lead?
You like it and in your "world" it’s great, so you find all the arguments for it; that’s how it should be, that everyone does their own thing.
I did some things differently in this build, as I liked it. So nobody envies me and they don’t have to.

Here too: It’s YOUR opinion and then you find 1000 arguments and like-minded people but vice versa it would be exactly the same.
We have two electric cars with photovoltaics and I can’t understand that people in the vicinity who have photovoltaics still drive combustion engines and feed most electricity into the grid for 7 cents. They have THEIR reasons, which in my opinion are completely illogical and yet they may/should do so. Just please don’t try to convince me of that. If I got a combustion car as a gift, to stay with your favorite example, I wouldn’t drive a single meter with it but sell it immediately. These people also tell me about their 1000 acquaintances who do the same, but just because of that it doesn’t become more sensible.
Am I right? Of course. Are they right? Yes, equally. So it always depends on whom you ask, very simply. A number of installers will also always advise you to go with gas and find 1000 reasons for it... as wrote elsewhere: Depending on the bubble you move in, you get these answers, and apparently you move in the basement bubble and that is also – for the bubble people – okay but only for them. But that applies everywhere in life...

Again the "bubble problem," see above, I know exactly two in my surroundings.

Nope, completely different.
I can sell, rent out or use a gifted Porsche as a replacement for my current vehicle. A basement is glued under the house and is no gain for many people – so the example really stumbles, since you cannot turn the basement into money but you can with the Porsche.

To me it sounds like you would tell me you own a big excavator and I’d think: Ufff, luckily I don’t have such a thing, what should I do with this monster. Get rid of it as soon as possible and buy something meaningful that makes my life better.
Try to understand: There are partly people here who have repeatedly thought through building a house for their own homes and would have of course implemented it in the next house if they had seen it as a must-have; but that’s not the case. You do and see it differently – well done, apparently you did everything right – but only FOR YOU and the people in this "basement bubble"!
But have a look: In parallel threads you have repeatedly looked for cheapest possibilities like e.g. roofing of the terrace, living room shelf etc. I always "criticize" that people shovel money out for expendable things and then elsewhere, in the important living area, run out of breath to create something high-quality or really classy. So I would have treated myself at your place right from the start during the build to a nice terrace roof as an alternative to the basement, where the family spends a lot of time. As I said: ME!

Neither Porsche nor anything else is given; this kind of reasoning makes serious discussions difficult.

You don’t give up, do you? People are different and just because you know some with this opinion it doesn’t become the general thinking. I know many people who CONSCIOUSLY buy less and cram it somewhere in cabinets and rooms. I had a whole attic, which I consciously kept empty, so much junk drives me crazy. I emptied the basement and built myself a huge sauna because I didn’t really need the rooms.

It may not only be possible, it is totally normal that they live differently and luckily it is so.

Sorry but apparently you only know one-track ways. A basement is virtually worthless to many people or sometimes even a burden, because they a) CONSCIOUSLY do not acquire or store superfluous things, and/or b) have no desire to build a workshop in windowless rooms or stay there, which can only be reached via stairs c) rather create necessary additional space on the ground floor (shed or similar) or d) prefer to spend the money more sensibly for them (climate, terrace roof, good furniture, sound system, art, culture, education, health or nice decoration, etc.).
With a raise I can implement this directly, the basement as a means of payment does not yet exist; this example stumbles even more than the previous one. I know someone who later dug out and concreted a basement room as storage for potatoes. You can do that, economically it would have been better to have them flown in individually by helicopter but for him it fits like that. But also here: Please don’t try to convince me or call it a general consensus.
 

Tolentino

2025-08-22 16:14:16
  • #5
So if I were given the choice to either get a basement (+100,000 EUR) or 200m² more land (500/m² BRW) for free, I would take the larger plot. But I only have 498, of which I have to keep 60 free due to a building encumbrance (access for the rear neighbor). If I already had 2000m², I would still take more land because then I really wouldn’t need a basement.
 

Gerddieter

2025-08-22 16:59:10
  • #6
To get back to the topic @TE: Yes, it can be doable, maybe with a few compromises. I recommend going to a local "construction company" that offers turnkey houses as a general contractor. They are often located in rural areas around big cities, your GC should do trades themselves (ideally shell construction plus 1-2 others). Their clientele are "normal people" – who also have to watch their money, build in the countryside – and someone who has just under a million available does not knock there daily. You will get an overall price from them – for their own trades and they also contract the rest to regional companies and factor that in. Have them calculate a price with and without a basement. And if it is a medium-sized family-run company, their prices are also realistic enough. My opinion on the basement – better to build 20sqm more "upstairs" and do without the basement... and use the savings elsewhere. For us, the pure house from the GC without the offered basement (white tub heating, skylights etc.) was only 30k cheaper (I believe the GC wanted to do the basement) – I still waived it because we didn’t want it (and with civil engineering, leveling and self-installed stairs we still saved a total of 70-80k). GD
 

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