Loan agreement for only one person: advantages / disadvantages

  • Erstellt am 2018-02-27 14:56:39

chand1986

2018-03-02 10:27:52
  • #1




I would like to subtly point out that monetary support claims are being made here for different reasons. While I prefer one more than the other, to put it very cautiously.

In my personal opinion, there is a huge difference between a partner giving up career opportunities and their own income for the sake of raising children, and the situation without children for reasons of "lifestyle."

If there are no children, one should at least develop professionally enough to make financial independence possible, if it should be necessary.
 

Kekse

2018-03-02 11:39:29
  • #2


I find it a pity how sexist and stuck in role models this forum and especially this discussion are (not just you , I wouldn’t have singled you out if I hadn’t wanted to quote your post anyway because of the pocket money, which I will come back to shortly). It is NOT always the wife who is poorly advised. First, prenuptial agreements do not always disadvantage the lower-earning/less wealthy party (you can also agree on the opposite or make arrangements that do not disadvantage anyone but just deviate in other ways from the statutory regulations. Ultimately, every couple signs a contract when they get married—by default according to the statutory standard terms, which are not handed out or read aloud, but still apply. Anything you want to have different from what is regulated by law can/must/should be arranged with a notary). Second, the woman is not always the lower-earning and less wealthy party, even though, unfortunately, she still is in the majority of cases. Also, women do not automatically stay at home with the children permanently or work part-time. By the way, for the first three years, you do now indeed accrue pension claims, namely based on a fictitious income equal to the average earnings of all pension-insured persons (? Possibly also employees?)—which for some is a loss, but for most women is probably even an increase compared to otherwise.

Regarding pocket money: it may seem strange, but the legal entitlement still exists. Given that one person managed the family money (as was common when these laws were created), it makes sense. Today, this law harms no one; that’s why it probably will not be abolished—on the contrary: if anyone tried to remove this regulation, hopefully hell would break loose. There are people in this country who do not live in equal partnerships (especially religious fundamentalists, who do not always have to be of Muslim faith either. Some serious types even drive around with fish symbols on their cars). Too often, the subordinate partner simply has NO money of their own, which the law does not actually change but the practice is illegal. And even in absolutely equal partnerships, pocket money can occur: we practice strict budget planning. All money goes into one pot, from where it is assigned to various spending categories. And two of these categories are called "wife’s cookies" and "husband’s cookies." Whether you call this money "none of your business," "I do what I want with it," "private pleasure," "play money," or "pocket money" makes no difference at all. Of course, we don’t need a law telling us that we have the right to this, but we have pocket money nonetheless.
 

Nordlys

2018-03-02 12:23:01
  • #3
I get 200,- per month. Since I don't smoke anymore, that's plenty. But shh. Don't tell the wife....
 

HilfeHilfe

2018-03-02 14:18:47
  • #4
Yes exactly, when you mention that your own wife works part-time and takes care of the children and household that’s sexist? I also iron/vacuum and do the kitchen. You also have to accept that a woman likes being a mother. Mine would prefer not to work at all and be there for her children. She is the best wife there is, for me and our children. The main thing is to secure marriage contracts and assets. What has become of our society? I live in the house and the ex can move into the small apartment with the kids. The crisis starts with couples I know who started with a marriage contract. Then 1-2 children came, crisis, and then the naive wife realized how badly advised she was. Exactly! Every woman who signs a marriage contract is naive.
 

Kekse

2018-03-02 14:25:12
  • #5
No, not because you assign the roles the way you do (that’s nobody’s business), but because you don’t just describe this case as the normal case, which would be bad enough but – understood empirically rather than normatively – not entirely dismissible. However, you describe it as the ONLY existing case, and that is indeed sexist. And by the way, a complete load of nonsense.
 

face26

2018-03-02 14:32:57
  • #6
Hehe...pass me the popcorn...
 

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