Loan agreement for only one person: advantages / disadvantages

2018-03-03 11:36:18

It is not about children at all. At the moment, we do it so that I pay EVERYTHING, including the incidental costs alone. She completely pays for the food except for my lunch at work. The suggestion came from her, I actually didn’t mind. I would have also gladly contributed €200 to the food fund. We’ve also been together for less than 10 years. I pay for cinema and everything else; I somehow feel that’s my duty since I earn significantly more. So she pays €200 and then has €1600 for herself. She can live quite well on that.

If there were a child, of course I wouldn’t expect her to work full-time, because in my opinion if both work full-time, then there’s no need to have a child. But part-time, whatever percentage that might be, I would expect after about 24 months. I would reduce to 80% myself if that would help. As a civil servant, that’s relatively easy, I don’t even know how much money is lost there. So with a child, a fair solution for both sides would definitely be found, I am sure.

And you find something like that great forever and always? That you always have to reach financial agreements?

That would be against my nature. ALL IN and everyone gets a share of the honey pot.

Otherwise, everything has to be split up, tax class 4/4 retained, etc.

That’s guaranteed to cause stress. But that’s just my opinion!

2018-03-03 11:50:33

Especially since the whole great model falls apart if someone becomes seriously ill or unemployed, etc...

2018-03-03 12:02:32

I am relatively well secured as a professional soldier and should not become unemployed unless I steal the golden spoon. Even with just one salary, life should be reasonably affordable with a child and a house. I don’t see anything about the model that would collapse.

I honestly can’t say yet if I will always like splitting everything. At the current time without marriage, I definitely like managing my money the way I want.

2018-03-03 12:08:56

That means you are constantly away from home? The woman takes care of children and everything else in your absence and you just march on? What does relatively well secured mean? Do you have a carefree disability insurance that is sufficient in the worst case? Does your partner provide for herself? With us everything is settled! All in baby

2018-03-03 12:40:21

Man, I have flexible working hours, I go home every day except for a few days a year when I’m on a business trip. I’ll leave deployment aside, of course that can happen and you’re away longer than just a few days. But there is no regularity and it is rare, unfortunately. That will always be the case because moving is involved in transfers. I will be transferred on [1.4.] but will still be at home every day.

To be honest, I never really know how she’s covered but I am fully covered.

2018-03-03 17:50:40

To be honest, I never really know how she is insured, but I am comprehensively insured.

Do you have such a good disability insurance?

Loan agreement for only one person: advantages / disadvantages

HilfeHilfe

77.willo

Rollo83

HilfeHilfe

Rollo83

aero2016