Loan agreement for only one person: advantages / disadvantages

But the fact is that some things simply have to be arranged. And that should be done when both are still sober and reasonable enough to discuss the issues.
Moreover, there are things you simply MUST know as unmarried individuals.
For example: both pay for the loan, one dies. The family of the deceased inherits, and the surviving partner gets nothing from the inheritance but still continues to pay nicely for the property. Also not great, right?

Therefore: luckily, everyone has the opportunity to discuss and plan these things and provide accordingly.
And I’m not very into romance either, but that in no way excludes fairness!

Both of us have already been through "separations with a house" in the background. I now get along very well with my ex, we actually managed to stay fair to each other. My life partner has been through a divorce that no one would wish on anyone!
That’s why we now have a partnership agreement, which will transition into a marriage contract in the event of a (hopefully) marriage. By the way, our incomes are almost equally good.

I love this thread......

Then I'll speak up again, I did somewhat misuse this thread and pushed it in that direction. I have received some pushback, but I can live with that. However, I am also glad that there are several opinions here that resemble mine.

Discussing how two people want or should live together is as pointless as arguing about whether one prefers red or yellow.

I see it differently.....in my circle of acquaintances, the trend is going back to the old role model and then making sure that the man keeps the house alone.....I'm not sure if the respective women fully understand what happens if they ever separate...

And even in today's times where it has been heard a hundred times, I have friends where she bought the property alone and the house is now being financed by him.....he won't end up owning any of it....

Therefore, if someone knowingly enters into such contracts, then everything is fine, but many are not aware of what they have agreed to.

but many are simply not aware of what they have agreed to

The kingdom of heaven belongs to the fools... (or how was the saying?)

But seriously. When it comes to a contract, all parties having read and understood it and considered the consequences is a prerequisite. Whether one is a woman or a man is completely irrelevant. And those who like the classic role model have to be aware that it does not exempt one from personal responsibility, but must be consciously chosen. Otherwise, "classic" is a euphemism for not having to deal with certain things because it’s the man’s domain (besides earning money, possibly all the paperwork, insurance stuff, provisions, and who knows what else). Such women can hardly do anything alone in the event of a divorce if they have not practiced this for 30 years before. Money helps only to a limited extent but is not the only blessing. One also neglects personal development.

Nevertheless, full agreement with kaho: Everyone as they like.