Loan agreement for only one person: advantages / disadvantages

As a professional soldier, you basically cannot become unfit for service. I’m not familiar with "normal" civil servants, but as a soldier, it’s not possible. At least nothing comes to mind spontaneously. I have comrades who are missing limbs, eyesight, have PTSD, etc. That obviously comes from various deployments where you are particularly protected.

In the case of illness, injury, or whatever, you can only be discharged as DU if there is no position in the entire Bundeswehr that you are able to perform, and that is impossible. Even if you can only perform a light task from home for one hour a day, you will not be discharged as a professional soldier. The only thing that really comes to mind is death.

You should urgently inform yourself better. With DU, you will not be dismissed, but retired. And this then creates a fairly large provision gap, especially if the reason for DU was not service-related. A soldier can become unfit for service just like a civil servant.

Yes, that is correct, even though it really takes a long time until one becomes unable to work. Even with serious illnesses like cancer, [die BRD] remains loyal to its people for the time being. One is also better secured through the minimum pension than other employees, but a large gap can still occur. Many (including civil servants) do not really know their way around. Unfortunately

And to avoid all that crap from the last several pages, no marriage at all.

Dependence is just annoying and I avoid it wherever I can. My partner does the same!
If there is a child, both stay with the child and that’s it. I want to have just as much from the child as she does.

If you can’t “afford” a child and a house, you can (not have to) just leave it be.

Just wanting to “have have have” and then being at work 11 hours a day (including commuting) while the other party runs the oh-so-difficult household, only to put the child in front of the iPad on the weekend is also crap.

For my part, if I had to, I would work at most part-time with a child. I would recommend the same to my partner.
If the money then isn’t enough for a house, so what… then just enjoy life with child and woman stress-free in a nice rental apartment.

Example:
Every 4 hours for 1k net each.

850,- rent warm (75sqm 2.5 rooms in Hamburg)
700,- food
Rest for “everything else that comes up”
Done

But nooooo...

3500 total income
11 hours work daily
1300 repayment
250 operating costs
150 savings for house
800 for 2 cars
250 daycare (no idea what that costs)
700 food
50 left for the psychologist to talk out the stress...
And(!) one party only sees the child on weekends

So, it’s not for me... but to each their own

HELP-what happened here!? I didn't check over the weekend and now this. Sorry that I had to let out the help/shock call just now and briefly join the now intense discussion about marriage, [Gütertrennung] & divorce, but I really didn't expect it to escalate like this as the "cause" of all this. This only confirms my current attitude once again, that we are not getting married now because of the property purchase, if I read all this now. But I will definitely continue to follow it.

Wow, exciting.

We will also sign a marriage contract. I see it like aero. Why? Because we simply want to reduce points of conflict and settle everything now that can be settled peacefully. I earn significantly more than my husband. I pay for the house completely by myself, plus utilities, insurance, and so on. My husband takes care of food, cinema, restaurants, and smaller purchases. In other words, I pay much more than my dear husband. And you know what? Should we ever separate (regardless of the reasons), I want him to be able to live reasonably well. So we are making a marriage contract that precisely regulates who gets what and who contributed what. But that also means that I will have to pay him out to a certain extent. Yes, that’s part of it. After all, we started the house project together. So he really owns 50% of the house, but I pay it off.

My husband has been divorced once before. I have seen what a divorce with a nasty ex-wife can do to a man (and vice versa). My husband couldn’t even afford his own apartment. I never want to see him like that again. And since my emotional state wouldn’t be quite so solid in the event of a separation, we are settling this now.

Why get married? Simply because I want to, and gladly take the tax benefits (even if they are marginal for us), and I want to be able to make medical decisions for my husband (without having to fill out a form beforehand). I have already experienced that he was not allowed to make important medical decisions for his comatose wife. So he had to watch her suffer without being able to intervene. The hated mother-in-law was then called in and made decisions that were absolutely not in the interest of her own daughter. And who thinks about a power of attorney for healthcare?