Is the financing for the house calculated well enough?

Civil servants, for example, also receive a family allowance. Married, 2 children, BBesO, you can easily end up with 5k net.

With 5k net and two children, I wouldn’t spend that much money on food or build a house either. The mentioned "saturation" in the standard of living begins much later. And then you can still decide whether to drift towards a luxury lifestyle or simply invest your money conservatively...

With 5k net and two children, I also wouldn't spend that much money on groceries and still build a house. The mentioned "saturation" in the standard of living starts much later. And then you can still decide whether to drift towards a luxury life or just invest your money modestly...

And this mentioned saturation is, of course, individually different and may be reached much earlier for others.

Possible, based on my experience and my circle of acquaintances, not too different. But of course, I do not deny anyone the right to see it completely differently, or to have a completely different life plan that has just as much or little validity.

Father, wife (part-time), 2 or 3 children. What exactly are 5k net? Of course I can build with that.. but just think about it. Big car, nice vacation with the whole gang, gladly treating yourself to something nice sometimes, visits to the zoo and and and.. those 5k are gone so quickly....

Regarding saturation.. I rather calculate incomes 10 times as high.. and probably there are people for whom that is still not enough. For a decent yacht, 50k a month is also nothing. Long story short: everything is relative..

PS: There is no income millionaire here in the forum, right? Otherwise, we could ask them.

I would say 5000 net household income is what very few have.....For that, you have to be at least an engineer and have a good position....otherwise, it won't happen.

So in my circle of acquaintances, I practically don't know anyone who has that much.