Zaba12
2021-04-07 14:08:50
- #1
That's true. But it usually isn't about the money.
It sounds absurd when shortened like this.
Starting every day happily in your own four walls, being grateful to play with the children in the garden, living in a stable, good, and clear neighborhood, having the good feeling to have your own retreat space available... A lot happens while you're financing the property. The right home for your own life can contribute a lot to quality of life – whatever that exactly may currently be.
You talk about six-figure wishes. Why only six-figure? Why not eight-figure? Why not two-figure? Once you reach a basic level, which many of us have for a happier life, it doesn't really matter much. If it works, it works; if not, it doesn't matter. You can always have wishes. That’s a good thing. If I buy a vineyard with an olive grove in Italy, I’m happy. If I don’t find one, I’m not a bit unhappier. I don’t make my life happiness dependent on luxury demands.
And about retirement – as if that’s the fixed big turning point. From that point on, there will be money (however much or little) without having to work in return. If work has long before already cost quality of life, then the question of a turning point makes sense earlier. (Always under the premise: lacking money in the sense that it’s no longer enough for food and housing is a tyrant that makes you unhappy. Perceived setbacks in lifestyle only make unhappy if you cannot let go of standards. Lots of money is pleasant and very welcome but not important for a content life.
And I have to say this relaxed feeling is already worth a lot. We don’t both have to work full-time to cover the mortgage.
And exactly this feeling is what I’m talking about as writes, but I also connect it with monetary wishes, because what you write I have largely and actually just think further now.
Whether you finance less because you can afford it and want to keep this relaxed feeling, or have a paid-off house at 50, the feeling is basically the same. Because the pressure to stay healthy, keep the job, work full time, be able to pay the installment, etc., is gone.
The OP will not reach this feeling in the coming decades with the amount and salary (currently only without children).
totally my attitude :)
We are currently at the point where good salaries have to finance amounts that are unhealthy and don't let you sleep.